FIRST CARD
VSSECOND CARD
Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards?
Delta SkyMiles® Platinum American Express Card returns $40 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
NET VALUE+$40$390 credits
NET VALUE+$30$125 credits
| CATEGORY | DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🌎Travel | $150 | $125 |
| 🍽️Food & Dining | $120 | — |
| 🚗Transportation | $120 | — |
| Total credits | $390 | $125 |
| Annual fee | $350 | $95 |
BEST NET VALUE
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins3 of 3
TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the Bank of America Premium Rewards.
Where to use each card
DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
BANK OF AMERICA PREMIUM REWARDS
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Start tracking freeFrequently asked questions
Which is better, Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards?
The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Bank of America Premium Rewards at $30. The Delta SkyMiles® Platinum American Express Card wins by $10/year.
What's the difference between Delta SkyMiles® Platinum American Express Card and Bank of America Premium Rewards?
The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $255.
Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.
Is the Delta SkyMiles® Platinum American Express Card worth it compared to the Bank of America Premium Rewards?
Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($350 vs $95), the Delta SkyMiles® Platinum American Express Card provides more total benefits.
Amex vs Bank of America: which issuer is better?
For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.