Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards?
Delta SkyMiles® Platinum American Express Card returns $40 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🌎Travel | $150 | $125 |
| 🍽️Food & Dining | $120 | — |
| 🚗Transportation | $120 | — |
| Airline Companion Certificates | — | |
| Total credits | $390 | $125 |
| Annual fee | $350 | $95 |
| Net value | +$40 | +$30 |
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the Bank of America Premium Rewards.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards?
The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Bank of America Premium Rewards at $30. The Delta SkyMiles® Platinum American Express Card wins by $10/year.
What's the difference between Delta SkyMiles® Platinum American Express Card and Bank of America Premium Rewards?
The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $255.
Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.
Is the Delta SkyMiles® Platinum American Express Card worth it compared to the Bank of America Premium Rewards?
Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($350 vs $95), the Delta SkyMiles® Platinum American Express Card provides more total benefits.
Amex vs Bank of America: which issuer is better?
For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards.
Should I get the Delta SkyMiles® Platinum American Express Card?
If you're deciding between the Delta SkyMiles® Platinum American Express Card and Bank of America Premium Rewards, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey