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COMPARE/BANK OF AMERICA PREMIUM REWARDS VS IHG ONE REWARDS BUSINESS CREDIT CARD
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SECOND CARD

Bank of America Premium Rewards or IHG One Rewards Business Credit Card?

Bank of America Premium Rewards returns $30 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
NET VALUE+$30$125 credits
NET VALUE-$70$130 credits
BEST NET VALUE
Bank of America Premium Rewards
BANK OF AMERICABank of America Premium Rewards
FEE$95
CREDITS$125
NET+$30
Category wins1 of 1
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
TAKE THE BANK OF AMERICA PREMIUM REWARDS IF

You use travel.

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Frequently asked questions

Which is better, Bank of America Premium Rewards or IHG One Rewards Business Credit Card?

The Bank of America Premium Rewards is better with $30 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Bank of America Premium Rewards wins by $100/year.

What's the difference between Bank of America Premium Rewards and IHG One Rewards Business Credit Card?

The key differences: IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $105.

Which has a lower annual fee, Bank of America Premium Rewards or IHG One Rewards Business Credit Card?

The Bank of America Premium Rewards has a lower annual fee at $95 compared to the IHG One Rewards Business Credit Card at $200. However, the IHG One Rewards Business Credit Card offers $130 in total annual benefits.

Is the Bank of America Premium Rewards worth it compared to the IHG One Rewards Business Credit Card?

Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. It also has a lower annual fee.

Bank of America vs Chase: which issuer is better?

For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the Bank of America Premium Rewards?

If you're deciding between the Bank of America Premium Rewards and IHG One Rewards Business Credit Card, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
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Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
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MORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS

MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS