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COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS SAPPHIRE RESERVE FOR BUSINESS
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SECOND CARD

IHG One Rewards Business Credit Card or Chase Sapphire Reserve for Business?

Chase Sapphire Reserve for Business returns $1,275 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
Chase Sapphire Reserve for Business
Chase Sapphire Reserve for BusinessChase · $795 fee · 8 credits
NET VALUE-$70$130 credits
NET VALUE+$1,275$2,070 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 5
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
Chase Sapphire Reserve for Business
CHASEChase Sapphire Reserve for Business
FEE$795
CREDITS$2,070
NET+$1,275
Category wins5 of 5
ADDITIONAL BENEFITS
LOUNGE ACCESS
Chase Sapphire Lounge Access
Priority Pass Select (No Restaurants)
TAKE THE SAPPHIRE RESERVE FOR BUSINESS IF

You use travel, business, food & dining, or any of its 5 winning categories. Business and Food & Dining and Transportation and Lifestyle alone are worth $1,240 here and nothing on the IHG One Rewards Business Credit Card.

Where to use each card

IHG ONE REWARDS BUSINESS CREDIT CARD

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SAPPHIRE RESERVE FOR BUSINESS
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Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or Chase Sapphire Reserve for Business?

The Chase Sapphire Reserve for Business is better with $1,275 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Chase Sapphire Reserve for Business wins by $1,345/year.

What's the difference between IHG One Rewards Business Credit Card and Chase Sapphire Reserve for Business?

The key differences: Chase Sapphire Reserve for Business has a $795 annual fee and $2,070 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $595.

Which has a lower annual fee, IHG One Rewards Business Credit Card or Chase Sapphire Reserve for Business?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the Chase Sapphire Reserve for Business at $795. However, the Chase Sapphire Reserve for Business offers $2,070 in total annual benefits.

Is the Chase Sapphire Reserve for Business worth it compared to the IHG One Rewards Business Credit Card?

Yes, the Chase Sapphire Reserve for Business offers better value with $1,275 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($795 vs $200), the Chase Sapphire Reserve for Business provides more total benefits.

Which card is better for travel?

The Chase Sapphire Reserve for Business is better for travel with $800 in annual travel benefits compared to $100 for the IHG One Rewards Business Credit Card.

Should I get the Chase Sapphire Reserve for Business?

If you're deciding between the IHG One Rewards Business Credit Card and Chase Sapphire Reserve for Business, the Chase Sapphire Reserve for Business is the better choice with $1,275 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
See the breakdown →

MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE SAPPHIRE RESERVE FOR BUSINESS COMPARISONS