Delta SkyMiles® Gold American Express Card or Chase Sapphire Reserve for Business?
Chase Sapphire Reserve for Business returns $1,275 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | SAPPHIRE RESERVE FOR BUSINESS |
|---|---|---|
| 🌎Travel | $100 | $800 |
| 💼Business | — | $600 |
| 🍽️Food & Dining | — | $420 |
| 🚗Transportation | — | $120 |
| ✨Lifestyle | — | $100 |
| Lounge Access | — | |
| Total credits | $100 | $2,070 |
| Annual fee | $150 | $795 |
| Net value | -$50 | +$1,275 |
You use travel, business, food & dining, or any of its 5 winning categories. Business and Food & Dining and Transportation and Lifestyle alone are worth $1,240 here and nothing on the Delta SkyMiles® Gold American Express Card.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or Chase Sapphire Reserve for Business?
The Chase Sapphire Reserve for Business is better with $1,275 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Chase Sapphire Reserve for Business wins by $1,325/year.
What's the difference between Delta SkyMiles® Gold American Express Card and Chase Sapphire Reserve for Business?
The key differences: Chase Sapphire Reserve for Business has a $795 annual fee and $2,070 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $645.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or Chase Sapphire Reserve for Business?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the Chase Sapphire Reserve for Business at $795. However, the Chase Sapphire Reserve for Business offers $2,070 in total annual benefits.
Is the Chase Sapphire Reserve for Business worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the Chase Sapphire Reserve for Business offers better value with $1,275 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($795 vs $150), the Chase Sapphire Reserve for Business provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Chase's Chase Sapphire Reserve for Business offers better value with $1,275 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Chase Sapphire Reserve for Business is better for travel with $800 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.
Should I get the Chase Sapphire Reserve for Business?
If you're deciding between the Delta SkyMiles® Gold American Express Card and Chase Sapphire Reserve for Business, the Chase Sapphire Reserve for Business is the better choice with $1,275 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.