Question 1

Which is better, American Express Marriott Bonvoy Brilliant or Chase Sapphire Reserve for Business?

Accepted Answer

The Chase Sapphire Reserve for Business is better with $1,155 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The Chase Sapphire Reserve for Business wins by $1,475/year.

Question 2

What's the difference between American Express Marriott Bonvoy Brilliant and Chase Sapphire Reserve for Business?

Accepted Answer

The key differences: Chase Sapphire Reserve for Business has a $795 annual fee and $1,950 in annual benefits, while American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits. The annual fee difference is $145.

Question 3

Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or Chase Sapphire Reserve for Business?

Accepted Answer

The American Express Marriott Bonvoy Brilliant has a lower annual fee at $650 compared to the Chase Sapphire Reserve for Business at $795. However, the Chase Sapphire Reserve for Business offers $1,950 in total annual benefits.

Question 4

Is the Chase Sapphire Reserve for Business worth it compared to the American Express Marriott Bonvoy Brilliant?

Accepted Answer

Yes, the Chase Sapphire Reserve for Business offers better value with $1,155 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. Even though it has a higher annual fee ($795 vs $650), the Chase Sapphire Reserve for Business provides more total benefits.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase Sapphire Reserve for Business offers better value with $1,155 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for travel?

Accepted Answer

The Chase Sapphire Reserve for Business is better for travel with $800 in annual travel benefits compared to $0 for the American Express Marriott Bonvoy Brilliant.

Question 7

Should I get the Chase Sapphire Reserve for Business?

Accepted Answer

If you're deciding between the American Express Marriott Bonvoy Brilliant and Chase Sapphire Reserve for Business, the Chase Sapphire Reserve for Business is the better choice with $1,155 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	MARRIOTT BONVOY BRILLIANT	SAPPHIRE RESERVE FOR BUSINESS
🌎Travel	—	$800
💼Business	—	$600
🍽️Food & Dining	$300	$300
🚗Transportation	—	$120
✨Lifestyle	—	$100
Hotel Free Night Certificates	Marriott 85k Free Night	—
Lounge Access	—	Chase Sapphire Lounge Access Priority Pass Select (No Restaurants)
Total credits	$330	$1,950
Annual fee	$650	$795
Net value	-$320	+$1,155

American Express Marriott Bonvoy Brilliant or Chase Sapphire Reserve for Business?

Where to use each card

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