American Express Marriott Bonvoy Brilliant vs Chase United Explorer Comparison

The Chase United Explorer is better with $230 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$350. The Chase United Explorer wins by $580/year.

The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $380 in annual benefits, while Chase United Explorer has a $150 annual fee and $300 in annual benefits. The annual fee difference is $500.

The Chase United Explorer has a lower annual fee at $150 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $300 in total annual benefits.

Yes, the Chase United Explorer offers better value with $230 net annual value compared to -$350 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Chase United Explorer is better for travel with $200 in annual travel benefits compared to $0 for the American Express Marriott Bonvoy Brilliant.

If you're deciding between the American Express Marriott Bonvoy Brilliant and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.