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Benefits

Every statement credit and perk we track, priced by what it pays out per year. Pick one to see which cards carry it.

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Airlines

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Airline Fee Credit
$200/ Calendar Year

Enrollment required. Up to $200 in statement credits per calendar year for incidental airline fees charged by your selected qualifying airline. Eligible fees include baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.

4 CARDS
American Express PlatinumAmerican Express Business Platinum+2 more
Delta First Class Companion CertificateCompanion Cert

One round-trip Delta companion ticket each year after card renewal, good in Delta Main, Comfort, Premium Select or First. You pay for your own ticket, and your companion pays only taxes and fees (up to $80 domestic, up to $250 to Mexico, the Caribbean and Central America). Not valid for Delta One. Valid for one year from issue.

2 CARDS
American Express Delta SkyMiles ReserveAmerican Express Delta SkyMiles Reserve Business
Delta Main Cabin Companion CertificateCompanion Cert

One round-trip Delta Main Cabin companion ticket each year after card renewal. You pay for your own ticket, and your companion pays only taxes and fees (up to $80 domestic, up to $250 to Mexico, the Caribbean and Central America). Valid for one year from issue.

2 CARDS
Delta SkyMiles® Platinum American Express CardDelta SkyMiles Platinum Business
Flight Credit
$50/ Quarterly$200/yr

Up to $50 in statement credits each calendar quarter for eligible airfare purchases made directly with airlines or through amextravel.com, for up to $200 annually.

1 CARD
American Express Hilton Honors Aspire
Airline Incidental Credit
Up to $100/ Calendar Year

Statement credit for qualifying airline purchases including seat upgrades, baggage fees, in-flight services, and airline lounge fees. Applied automatically.

2 CARDS
Bank of America Premium RewardsBank of America Premium Rewards Elite
On 2 cards, terms differ
Airline Fee Credit
$300/ Calendar Year

Receive up to $300 in statement credits per calendar year for qualifying airline incidental purchases. Must contact J.P. Morgan Priority Services to request credit within 4 billing cycles of purchase.

1 CARD
The Ritz-Carlton Credit Card
FareLock Credit
Up to $50/ Cardmember Year

Earn up to $50 in statement credits annually when you use your card for FareLock purchases on flights operated by United and United Express. FareLock allows you to hold a fare for a fee before purchasing.

2 CARDS
United Club Business CardUnited Business Card
On 2 cards, terms differ
JSX Credit
Up to $200/ Cardmember Year

Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.

5 CARDS
Chase United ClubUnited Club Business Card+3 more
On 5 cards, terms differ
United Hotels Credit
$100/ Cardmember Year

Up to $100 in statement credits per cardmember year — $50 automatically applied to each of your first two prepaid hotel stays booked through United Hotels at united.com/hotels.

2 CARDS
Chase United ExplorerUnited Business Card
United TravelBank CreditMerchant Credit
Up to $200/ Cardmember Year

Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary. TravelBank cash can be used toward future United or United Express-operated flights.

3 CARDS
Chase United QuestIHG One Rewards Premier Credit Card+1 more
On 3 cards, terms differ
Splurge Credit
$200/ Calendar Year

Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.

1 CARD
Citi Strata Elite
Airline Credit
$50/ Cardmember Year

Up to $50 statement credit per cardmember year on airline purchases of $50 or more charged to your Wells Fargo Autograph Journey card.

1 CARD
Wells Fargo Autograph Journey
Centurion Lounge AccessLounge Access

Free entry to Amex Centurion Lounges when you fly any airline that day. Guests cost $50 each ($30 for ages 2-17). Arrive no more than 3 hours before departure.

4 CARDS
American Express PlatinumAmerican Express Business Platinum+2 more
Clear Plus Credit
Up to $219/ Calendar Year

Up to $219 in statement credits per calendar year when you pay for a CLEAR+ membership with your eligible card. Enrollment required. Membership renews automatically.

6 CARDS
American Express PlatinumAmerican Express Business Platinum+4 more
On 6 cards, terms differ
Delta Sky Club AccessLounge Access

10 Delta Sky Club visits a year when you fly Delta that day. Basic Economy fares don't qualify. Guests cost $50 each and can't use your visits.

4 CARDS
American Express PlatinumAmerican Express Business Platinum+2 more
Delta Stays Credit
Up to $200/ Calendar Year

One prepaid hotel stay through delta.com/stays can max out this entire credit. Delta Reserve gets $200/year, Platinum cards get $150/year, and Gold cards get $100/year. You also earn SkyMiles on top, making it better value than booking the same hotel directly. Only new prepaid bookings qualify — no pay-at-hotel rates.

6 CARDS
American Express Delta SkyMiles Reserve BusinessAmerican Express Delta SkyMiles Reserve+4 more
On 6 cards, terms differ
Hilton Annual Free NightFree Night Cert

One Hilton Honors free night in your first year of card membership and again after each renewal. Good for one standard room for two people at almost any Hilton hotel, with no points cap. Timeshare resorts such as Hilton Grand Vacations and Hilton Club are excluded. Expires one year after it's issued.

1 CARD
American Express Hilton Honors Aspire
Hilton Spend Free NightFree Night Cert

One Hilton Honors free night after you spend $30,000 on the card in a calendar year. Same rules as the annual night: one standard room for two people, no points cap, and it expires one year after it's issued.

1 CARD
American Express Hilton Honors Aspire
Hilton Surpass Free NightFree Night Cert

One Hilton Honors free night after you spend $15,000 on the card in a calendar year. Good for one standard room for two people, with no points cap. Expires one year after it's issued.

1 CARD
Hilton Honors American Express Surpass Card
Hotel Credit
$300/ Every 6 Months$600/yr

Up to $300 in statement credits semi-annually (January to June, and July to December) for prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made through American Express Travel.

4 CARDS
American Express PlatinumAmerican Express Business Platinum+2 more
Marriott 85k Free NightFree Night Cert

One Marriott Bonvoy free night reward each cardmember anniversary, good for redemption up to 85,000 points/night.

2 CARDS
American Express Marriott Bonvoy BrilliantThe Ritz-Carlton Credit Card
Priority Pass Select (No Restaurants)Lounge Access

Priority Pass membership with free lounge entry for you and up to 2 guests. Enroll through Amex first. Priority Pass restaurants are not included.

2 CARDS
American Express PlatinumAmerican Express Business Platinum
Global Entry / TSA PreCheck Credit
Up to $100/ Every 4 Years$25/yr

Statement credit for TSA PreCheck or Global Entry application fees. Applied automatically every four years.

2 CARDS
Bank of America Premium RewardsBank of America Premium Rewards Elite
On 2 cards, terms differ
Capital One Lounge AccessLounge Access

Free entry to Capital One Lounges (DFW, DEN, IAD, LAS, JFK) and Capital One Landings (DCA, LGA) when you fly that day. Guests cost $45 each ($25 for ages 17 and under). Authorized users pay $125 a year for access.

2 CARDS
Capital One Venture XCapital One Venture X Business
Priority Pass SelectLounge Access

Priority Pass membership with free entry to 1,300+ airport lounges when you fly that day. Enroll through Capital One first. Venture X guests cost $35 each; Venture X Business includes 2 free guests per visit.

2 CARDS
Capital One Venture XCapital One Venture X Business
Travel Credit
$300/ Cardmember Year

Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options.

2 CARDS
Capital One Venture XCapital One Venture X Business
Air Canada Lounge AccessLounge Access

Free entry to Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe for you and 1 guest, with a same-day Star Alliance boarding pass. Extra guests cost $59. Montreal lounges and Signature Suites are excluded.

1 CARD
Chase Sapphire Reserve
Chase Sapphire Lounge AccessLounge Access

Free entry to Chase Sapphire Lounges at BOS, DFW, JFK, LAS, LGA, PHL, PHX and SAN for you and up to 2 guests, with a same-day boarding pass. Extra guests cost $27. Arrive no more than 3 hours before departure (5 on a connection). LAX is coming soon.

3 CARDS
Chase Sapphire Reserve for BusinessThe Ritz-Carlton Credit Card+1 more
Chase Travel 2026 Hotel Brands Credit
$250/ Calendar Year

Starting January 1, 2026, get up to $250 in statement credits through December 31, 2026 on prepaid Chase Travel hotel bookings for stays with IHG® Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Two night minimum required. Purchases that qualify will not earn points.

1 CARD
Chase Sapphire Reserve
Chase Travel Hotel Credit
$100/ Cardmember Year

Up to $100 in statement credits per account anniversary year for hotel accommodation purchases made through Chase Travel. The first $100 in Chase Travel hotel purchases will not earn rewards points.

1 CARD
Chase Sapphire Preferred
Hyatt Cat 1-4 Free NightFree Night Cert

One free night at a Category 1-4 Hyatt hotel each year, issued up to 10 weeks after your card anniversary. Standard room only. Miraval, Hyatt Zilara and Hyatt Ziva resorts are excluded. Expires 12 months after it's issued.

1 CARD
Chase Hyatt
IHG 50k Free NightFree Night Cert

One IHG free night each year on your account anniversary, good at hotels up to 50,000 points a night. Nights issued in 2026 under the earlier terms were capped at 40,000. You can add your own points to book a pricier hotel. Covers one standard room and tax only, and expires 12 months after it's issued.

2 CARDS
IHG One Rewards Premier Credit CardIHG One Rewards Business Credit Card
IHG 60k Free NightFree Night Cert

One IHG free night each year on your account anniversary, good at hotels up to 60,000 points a night. You can add your own points to book a pricier hotel. Covers one standard room and tax only, and expires 12 months after it's issued.

1 CARD
IHG One Rewards Premier Select Credit Card
IHG Food & Beverage RewardMerchant Credit
Up to $25/ Quarterly$100/yr

A $25 IHG Food & Beverage voucher each calendar quarter, up to $100 a year, for food, drinks and tips charged to your room at IHG hotels. Each voucher expires at the end of its quarter and works once, so anything under $25 is lost.

3 CARDS
IHG One Rewards Premier Credit CardIHG One Rewards Premier Select Credit Card+1 more
On 3 cards, terms differ
Marriott 35k Free NightFree Night Cert

One Marriott Bonvoy free night reward each card anniversary, good for redemption up to 35,000 points per night. Top up with up to 25,000 additional points.

1 CARD
Marriott Bonvoy Boundless
Priority Pass Select (No Restaurants)Lounge Access

Priority Pass membership with free lounge entry for you and up to 2 guests when you fly that day. Extra guests cost $27. Enroll through Chase before your first visit. Bring the physical card or Chase's digital Priority Pass card. Priority Pass restaurants are not included.

3 CARDS
Chase Sapphire Reserve for BusinessThe Ritz-Carlton Credit Card+1 more
Renowned Hotels and Resorts Credit
Up to $200/ Cardmember Year

Up to $200 in statement credits annually when you book and pay with your card directly through Renowned Hotels and Resorts for United Cardmembers. Credits automatically applied throughout the year.

3 CARDS
Chase United ClubUnited Club Business Card+1 more
On 3 cards, terms differ
The Edit Hotel Credit
$500/ Calendar Year

Up to $500 per year (two $250 credits) for prepaid bookings made with The Edit. Two-night minimum required per booking. The credited portion does not earn Ultimate Rewards points, but the remainder earns 8x. Hotel loyalty points are earned on the full stay.

2 CARDS
Chase Sapphire ReserveChase Sapphire Reserve for Business
Travel Credit
$300/ Cardmember Year

Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.

2 CARDS
Chase Sapphire ReserveChase Sapphire Reserve for Business
United Club MembershipLounge Access

United Club membership for the primary cardholder when you fly United or a Star Alliance airline that day. Bring 1 adult guest plus your children under 18. Star Alliance partner lounges are not included.

2 CARDS
United Club Business CardChase United Club
Admirals Club Day PassesLounge Access

4 Admirals Club day passes each calendar year, for days you fly American, oneworld or Alaska. Each pass covers 24 hours, not a membership. Each adult guest uses a pass. Unused passes expire Dec 31.

1 CARD
Citi Strata Elite
Admirals Club MembershipLounge Access

Full Admirals Club membership when you fly American, oneworld or Alaska that day. Bring up to 2 guests or your immediate family. Authorized users also get in but aren't full members.

1 CARD
Citi AAdvantage Executive
American Airlines Vacations Credit
$250/ Every 6 Months$500/yr

Up to $250 back January through June and up to $250 July through December, $500 a year, on eligible American Airlines Vacations packages or experiences.

1 CARD
Citi AAdvantage Executive
Citi Travel Hotel Benefit
$300/ Calendar Year

Up to $300 off a hotel stay of 2 nights or more when booked with Citi Travel via cititravel.com or 1-833-737-1288. Must pre-pay with your Citi Strata Elite Card, ThankYou Points, or a combination thereof.

1 CARD
Citi Strata Elite
Inflight and Admirals Club Credit
$100/ Calendar Year

Up to $100 back each calendar year on inflight purchases and eligible Admirals Club purchases made with the card.

1 CARD
Citi AAdvantage Executive
Priority Pass Select (Limited Visits)Lounge Access

Priority Pass membership with 8 free lounge visits a year. Guests use the same 8 visits. Enroll through Priority Pass first.

1 CARD
U.S. Bank Altitude Reserve
Travel Center Credit
$325/ Cardmember Year

Receive up to $325 annually in automatic statement credits for travel booked through the U.S. Bank Travel Center when you use your Altitude Reserve Card.

1 CARD
U.S. Bank Altitude Reserve

Food & Dining

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Food Delivery

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Flexible Business Credit
$20/ Monthly$240/yr

Up to $20 in statement credits each month on eligible U.S. purchases at Grubhub, Office Supply Stores, and shipments at UPS.com, for up to $240 per calendar year. Enrollment required.

1 CARD
American Express Business Gold
DashPass BenefitMerchant Credit
$10/ Monthly$120/yr

Complimentary DashPass membership providing benefits on DoorDash and Caviar orders. Minimum 12 months when activated by 12/31/2027. Must use your eligible Chase card for payment to receive DashPass benefits.

2 CARDS
Chase Sapphire ReserveChase Sapphire Preferred
DoorDash CreditMerchant Credit
Up to $35/ Monthly$420/yr

DashPass members get up to $35 each month to spend on DoorDash: a $15 monthly credit for any eligible order plus two $10 promos each month for groceries, retail, and more. The $15 credit increased from $5 and expanded beyond restaurants starting October 1, 2026. Available through 12/31/2027.

3 CARDS
Chase Sapphire ReserveChase Sapphire Reserve for Business+1 more
On 3 cards, terms differ
Instacart CreditsMerchant Credit
Up to $20/ Monthly$240/yr

Get monthly Instacart credits with a complimentary Instacart+ membership, activated at instacart.com/p/chase-united. The amount depends on the card: United Club cards get two $10 credits a month, United Quest gets one $10 and one $5, and United Explorer and United Business get one $10. Credits don't roll over. Available through 12/31/2027.

5 CARDS
Chase United ClubUnited Club Business Card+3 more
On 5 cards, terms differ
Grubhub Credit
$10/ Monthly$120/yr

Up to $10 back per monthly billing statement on eligible Grubhub purchases, $120 a year. Citi dropped this credit from the AAdvantage Executive for accounts opened on or after August 23, 2026. If you opened your card before then, you keep it for now. Citi hasn't posted an end date on its site. The date reported elsewhere is August 31, 2027.

0 CARDS

Lifestyle

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