Credit Card Benefits Guide

Enrollment required. Up to $200 in statement credits per calendar year for incidental airline fees charged by your selected qualifying airline. Eligible fees include baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.

Up to $50 in statement credits each calendar quarter for eligible airfare purchases made directly with airlines or through amextravel.com, for up to $200 annually.

Receive up to $300 in statement credits per calendar year for qualifying airline incidental purchases. Must contact J.P. Morgan Priority Services to request credit within 4 billing cycles of purchase.

Earn up to $50 in statement credits annually when you use your card for FareLock purchases on flights operated by United and United Express. FareLock allows you to hold a fare for a fee before purchasing.

Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.

Up to $100 in statement credits per cardmember year — $50 automatically applied to each of your first two prepaid hotel stays booked through United Hotels at united.com/hotels.

Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary. TravelBank cash can be used toward future United or United Express-operated flights.

Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.

Up to $50 statement credit per cardmember year on airline purchases of $50 or more charged to your Wells Fargo Autograph Journey card.

Up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts, for up to $400 annually.

Up to $50 in statement credits each quarter for eligible purchases at participating Hilton properties worldwide.

Up to $209 in statement credits per calendar year when the Platinum Card® or Additional Cards on the Account are used to pay for an annual CLEAR® Plus Membership.

Earn statement credits when you book prepaid hotels or vacation rentals through delta.com/stays. Credit amount varies by card: Delta Reserve gets $200/year, Delta Reserve Business gets $250/year, Delta Platinum cards get $150/year, and Delta Gold cards get $100/year. Only new prepaid bookings qualify — Delta Vacations packages, flights, and car rentals do not count.

Up to $300 in statement credits semi-annually (January to June, and July to December) for prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made through American Express Travel.

Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options.

A $50 annual statement credit for hotel purchases made through Chase Travel. Credit is automatically applied when you use your card for hotel bookings through the Chase Travel portal.

Starting January 1, 2026, get up to $250 in statement credits through December 31, 2026 on prepaid Chase Travel hotel bookings for stays with IHG® Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Two night minimum required. Purchases that qualify will not earn points.

Up to $200 in statement credits annually when you book and pay with your card directly through Renowned Hotels and Resorts for United Cardmembers. Credits automatically applied throughout the year.

Up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit. Two-night minimum required. Purchases that qualify will not earn points.

Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.

Up to $300 off a hotel stay of 2 nights or more when booked with Citi Travel via cititravel.com or 1-833-737-1288. Must pre-pay with your Citi Strata Elite Card, ThankYou Points, or a combination thereof.

Receive up to $325 annually in automatic statement credits for travel booked through the U.S. Bank Travel Center when you use your Altitude Reserve Card.

Receive up to $25 in statement credits per month, for up to $300 back annually, for eligible purchases made at restaurants worldwide. Both Basic and Additional Card Members can make eligible purchases, with a combined limit of $25 per month per Card Account.

Up to $7 in statement credits per month for a total of up to $84 per calendar year on eligible Dunkin' purchases at participating locations.

Up to $10 in statement credits per month on eligible purchases for a total of $120 per calendar year. Participating partners are Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com and Five Guys.

Up to $100 in statement credits each quarter for a total of up to $400 per calendar year. Eligible purchases include purchases made directly from U.S. restaurants that offer reservations on Resy.com and the Resy app.

Up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually at restaurants that are part of Sapphire Reserve Exclusive Tables - over 300 top dining spots.

Up to $20 in statement credits each month on eligible U.S. purchases made directly with FedEx, Grubhub, and at U.S. Office Supply Stores for a total of up to $240 per calendar year.

Up to $10 in statement credits per month on eligible purchases for a total of $120 per calendar year. Participating partners are Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com and Five Guys.

Get $15 Uber Cash each month plus an additional $20 Uber Cash in December when you add your eligible Platinum Card as a payment method in your Uber account.

Complimentary DashPass membership providing benefits on DoorDash and Caviar orders. Minimum 12 months when activated by 12/31/2027. Must use Chase Sapphire Reserve card for payment to receive DashPass benefits.

DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/2027.

Receive monthly Instacart credits automatically loaded to your account with an active Instacart+ membership (included free with your card). Credit amount varies by card: Chase Sapphire Reserve and United Club get $20/month, United Quest gets $15/month, and United Explorer, United Business, and Sapphire Preferred get $10/month. Available through 12/31/2027.

Up to $10 in statement credits per monthly billing statement on eligible Grubhub purchases.

Up to $25 in statement credits each month on eligible purchases for a total of up to $300 each calendar year. Eligible subscriptions include Disney+, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, and YouTube.

Complimentary Apple Music individual subscription through June 22, 2027. Access to millions of songs across all your devices. If you have an existing paid individual subscription purchased directly through Apple, your complimentary subscription will automatically suspend it.

Complimentary Apple TV+ subscription through June 22, 2027. The exclusive streaming home of Apple Originals. If you have an existing paid subscription purchased directly through Apple, your complimentary subscription will automatically suspend it.

Up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required.

Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.

Up to $25 in statement credits each month on eligible purchases for a total of up to $300 each calendar year. Eligible subscriptions include Disney+, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, and YouTube.

Up to $90 in statement credits each quarter for eligible Indeed job posting and recruitment services.

Up to $150 in statement credits per calendar year on purchases made directly with Squarespace on squarespace.com or acuityscheduling.com.

Up to $200 in annual statement credits on purchases made directly with Google Workspace. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more.

Up to $200 in statement credits from January through June and again from July through December for ZipRecruiter purchases, for a maximum of $400 annually.

Up to $20 in statement credits each month on eligible U.S. purchases made directly with FedEx, Grubhub, and at U.S. Office Supply Stores for a total of up to $240 per calendar year.

Up to $20 in statement credits each month on eligible U.S. purchases made directly with FedEx, Grubhub, and at U.S. Office Supply Stores for a total of up to $240 per calendar year.

Up to $300 in statement credits each calendar year across all Cards on the Platinum Account on membership fees for U.S. eligible Equinox memberships or a stand-alone subscription to Equinox+.

Up to $200 in statement credits each calendar year on eligible purchases. Eligible purchases include Oura Ring purchases made online at U.S. website ouraring.com.

Get a $359 statement credit each calendar year when you purchase a WHOOP Life Membership Annual Plan using your Chase Sapphire Reserve. Must be activated through Chase Offers before purchase.

Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually. Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.

Up to $150 in statement credits each calendar year for eligible Dell Technologies purchases including computers, monitors, and accessories.

Up to $75 in statement credits each quarter on eligible purchases for a total of up to $300 each calendar year. Eligible purchases are purchases made directly with lululemon at lululemon stores or online at lululemon.com.

Up to $10 in statement credits per month on eligible purchases for a total of $120 per calendar year. Participating partners are Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com and Five Guys.

Up to $50 in statement credits each January through June, and July through December for purchases at Saks Fifth Avenue online or at locations in the US and US Territories.

Get back the full cost, including taxes, for a Walmart+ monthly subscription. Walmart+ includes your choice of Paramount+ Essential or Peacock Premium streaming, at no extra cost.

Up to $50 in statement credits from January through June and again from July through December for gift card purchases from giftcards.com/reservebusiness, for a maximum of $100 per year.

Up to $10 in statement credits each month for eligible wireless service charges from major carriers.

Earn up to $10 in statement credits per month when you use your card for eligible purchases with rideshare services: Uber, Lyft, Curb, Revel, and Alto. Maximum $120 per calendar year.

Get $15 Uber Cash each month plus an additional $20 Uber Cash in December when you add your eligible Platinum Card as a payment method in your Uber account.

Up to $120 in statement credits per calendar year on Uber One membership fees charged to an eligible Card. Valid on both monthly and annual Uber One membership purchases.

Lyft members can get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/2027.

Earn up to $12 back as a statement credit each month from January to November and up to $18 back in December when you pay for rideshare purchases. Maximum of $150 annually. Enrollment required each calendar year.

Up to $100 in statement credits semi-annually for Blacklane purchases, for a total of up to $200 per calendar year. Credits are $100 for January-June and $100 for July-December.