Splurge Credit
Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.
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Get a qualifying card like the Citi Strata Elite.
Sign in at citi.com/splurgecredit or call 1-833-888-2168 to select up to 2 Splurge Credit merchants to activate. Credits post within 1-2 billing cycles.
Enroll Now → - 2
Activate merchants that align with your regular spending. Available merchants include Live Nation, Ticketmaster, American Airlines, and more.
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Your $200 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets each January. Unused credits don't roll over.
- 💡Change your merchant selection at any time during the year. If an activated merchant is removed from the program, you must select a new one to continue earning credits.
Cards That Offer This Benefit

Frequently Asked Questions
The Citi Splurge Credit offers $200 / Calendar Year.
The Citi Splurge Credit is available on 1 card: Citi Strata Elite.
The Citi Splurge Credit typically applies as a statement credit when you purchase qualifying airline fees with American Airlines, Ticketmaster, Live Nation. This can include baggage fees, seat selection fees, and in-flight purchases.
Yes, the Citi Splurge Credit requires enrollment to activate. You'll need to enroll through your card issuer's website or app to start using this benefit.
The Citi Splurge Credit resets on January 1st each year. Make sure to use the full $200 before year-end.
With an annual value of $200, the Citi Splurge Credit can help offset card annual fees. It's worth it if you regularly use airlines services. The Citi Strata Elite offers this benefit with a $595 annual fee.