Splurge Credit
Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.
Which cards have it: Citi Strata Elite ($595 fee).
Where it works
How to claim it
- 1
Get a qualifying card like the Citi Strata Elite.
Sign in at citi.com/splurgecredit or call 1-833-888-2168 to select up to 2 Splurge Credit merchants to activate. Credits post within 1-2 billing cycles.
Enroll now → - 2
Activate merchants that align with your regular spending. Available merchants include Live Nation, Ticketmaster, American Airlines, and more.
- 3
Your $200 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets each January. Unused credits don't roll over.
What we'd do
- •Change your merchant selection at any time during the year. If an activated merchant is removed from the program, you must select a new one to continue earning credits.
Cards that carry this credit
1 ACTIVE CARD
Questions
How much is the Citi Splurge Credit worth?
Up to $200 a calendar year.
Which credit cards come with the Splurge Credit?
The Citi Splurge Credit comes with the Citi Strata Elite ($595 annual fee).
What can I use the Citi Splurge Credit on?
Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.
Do I need to enroll in the Citi Splurge Credit?
Yes. Sign in at citi.com/splurgecredit or call 1-833-888-2168 to select up to 2 Splurge Credit merchants to activate. Credits post within 1-2 billing cycles.
When does the Citi Splurge Credit reset?
It resets on January 1. Unused credit doesn't carry over.
Is the Citi Splurge Credit worth it?
If you'd spend $200 a year at American Airlines or Ticketmaster or Live Nation anyway, it's worth the full $200. If not, it's worth only what you would have spent.
Other airlines credits
Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.