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Citi Strata Elite
CITIPERSONAL

Citi Strata Elite

4 credits worth $730 at face value against an $595 annual fee. 1 of them pay nothing until you enroll.

UPDATED OCT 20264 CREDITS TRACKED1 NEED ENROLLMENT
ANNUAL FEE
$595/ year
Credits at face value$730
Break-even82%
Track these credits free →

Open the full Citi Strata Elite calculator →

All 4 credits, by how often they reset

Semi-annual

1 CREDIT · $200 / YR
Blacklane Chauffeur Credit$100
2 × $100 = $200
AUTO
Up to $100 in statement credits semi-annually for Blacklane purchases, for a total of up to $200 per calendar year. Credits are $100 for January-June and $100 for July-December.

Once a calendar year

2 CREDITS · $500 / YR
Citi Travel Hotel Benefit$300
$300
AUTO
Up to $300 off a hotel stay of 2 nights or more when booked with Citi Travel via cititravel.com or 1-833-737-1288. Must pre-pay with your Citi Strata Elite Card, ThankYou Points, or a combination thereof.
Splurge Credit$200
$200
ENROLL
Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.

Included perks

NOT COUNTED IN TOTAL
Admirals Club Day Passes4 Admirals Club day passes each calendar year, for days you fly American, oneworld or Alaska. Each pass covers 24 hours, not a membership. Each adult guest uses a pass. Unused passes expire Dec 31.
Included
THE PART PEOPLE MISS1 of 4 credits pay nothing until you enroll

That’s $200 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

Splurge Credit$200

All of them live in the Benefits section of your issuer’s website.

How it compares

Frequently asked questions

What is the Citi Strata Elite annual fee?

The Citi Strata Elite has an annual fee of $595. This is a personal credit card.

Is the Citi Strata Elite worth it?

The Citi Strata Elite offers $730 in annual benefits with a $595 annual fee, for a net value of $135. It can be worth it if you use the key benefits like Citi Travel Hotel Benefit, Splurge Credit, Blacklane Chauffeur Credit.

What benefits does the Citi Strata Elite include?

The Citi Strata Elite includes 5 benefits, including Citi Travel Hotel Benefit ($300/year), Splurge Credit ($200/year), Blacklane Chauffeur Credit ($200/year), Global Entry / TSA PreCheck Credit ($30/year).

What statement credits does the Citi Strata Elite have?

The Citi Strata Elite includes 4 statement credits: Citi Travel Hotel Benefit, Splurge Credit, Blacklane Chauffeur Credit, Global Entry / TSA PreCheck Credit. Together they provide $730 in annual value.