Citi
Personal

Citi Strata Elite
Annual Fee: $595
Annual Value: $700
Net Value: $105
Premium Citi card with hotel credits, Splurge Credits, Blacklane chauffeur credits, and lounge access.
Benefits Overview$700 Annual Value
Benefits
Hotel Benefit via Citi Travel
$300 / Calendar Year
Description
Up to $300 off a hotel stay of 2 nights or more when booked with Citi Travel via cititravel.com or 1-833-737-1288. Must pre-pay with your Citi Strata Elite Card, ThankYou Points, or a combination thereof.
💡 Eligible purchases include hotel stays of 2+ nights booked through Citi Travel. If your reservation is less than $300, the remaining amount is available for your next qualifying purchase.
🎯 Book early in the calendar year to maximize usage. The benefit can be split across multiple bookings if the first booking is less than $300. Cancelled bookings return the benefit for use in the same calendar year.
Citi Travel
Travel
Recommended
Splurge Credit
$200 / Calendar Year
Description
Up to $200 in statement credits per calendar year toward purchases made with activated Splurge Credit merchants. Activate up to 2 merchants at any time.
💡 Activate merchants that align with your regular spending. Available merchants include Live Nation, Ticketmaster, American Airlines, and more.
🎯 Change your merchant selection at any time during the year. If an activated merchant is removed from the program, you must select a new one to continue earning credits.
⚠️ Enrollment RequiredEnroll Now
Sign in at citi.com/splurgecredit or call 1-833-888-2168 to select up to 2 Splurge Credit merchants to activate. Credits post within 1-2 billing cycles.
Blacklane Chauffeur Credit
$100 / Half Year$200 / Year
Description
Up to $100 in statement credits semi-annually for Blacklane purchases, for a total of up to $200 per calendar year. Credits are $100 for January-June and $100 for July-December.
💡 Blacklane provides chauffeur services in hundreds of cities worldwide. Perfect for airport transfers, business travel, or special occasions.
🎯 Save your semi-annual $100 credit for high-value trips. The credit resets every 6 months, so plan your usage throughout the year.
Blacklane
Transportation
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