Calculator
Turn off what you won’t use and adjust the rest. The number at the bottom is what the card is worth to you.
YOUR CARD
YOUR FEE
$895
Statement and merchant credits12 OF 12 ON
SET ALL TOThen change any row.
Airline Fee Credit$200 / Calendar Year face
$/yr
Hotel Credit$300 / Every 6 Months face
$/yr
Uber Credit$15 / Monthly face
$/yr
Uber One Membership Credit$120 / Calendar Year face
$/yr
Digital Entertainment Credit$25 / Monthly face
$/yr
Walmart+ Subscription Credit$13 / Monthly face
$/yr
Lululemon Credit$75 / Quarterly face
$/yr
Equinox Credit$300 / Calendar Year face
$/yr
Oura Ring Credit$200 / Calendar Year face
$/yr
Clear Plus Credit$219 / Calendar Year face
$/yr
Resy Dining Credit$100 / Quarterly face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$2,704/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
LOUNGE ACCESS
Priority Pass Select (No Restaurants)
$/yr
Delta Sky Club Access
$/yr
Centurion Lounge Access
$/yr
YOUR VERDICT
Credits at your values$2,704
Annual fee−$895
You come out ahead by$1,809
302% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 3 perks still unpriced, so this is a floor.
Calculators by card
- American Express Business Platinum
- American Express Platinum
- American Express Platinum (Charles Schwab)
- American Express Platinum (Morgan Stanley)
- Chase Sapphire Reserve
- Chase Sapphire Reserve for Business
- Citi AAdvantage Executive
- United Club Business Card
- Chase United Club
- American Express Marriott Bonvoy Brilliant
- American Express Delta SkyMiles Reserve Business
- American Express Delta SkyMiles Reserve
- Citi Strata Elite
- Bank of America Premium Rewards Elite
- American Express Hilton Honors Aspire
- The Ritz-Carlton Credit Card
- U.S. Bank Altitude Reserve
- Capital One Venture X Business
- Capital One Venture X
- American Express Business Gold
- Delta SkyMiles® Platinum American Express Card
- IHG One Rewards Premier Select Credit Card
- Delta SkyMiles Platinum Business
- Chase United Quest
- American Express Gold
- IHG One Rewards Business Credit Card
- Hilton Honors American Express Business Card
- Delta SkyMiles® Gold American Express Card
- IHG One Rewards Premier Credit Card
- Delta SkyMiles Gold Business
- American Express Green
- United Business Card
- Hilton Honors American Express Surpass Card
- Chase United Explorer
- Bank of America Premium Rewards
- Chase Sapphire Preferred
- Marriott Bonvoy Boundless
- Chase Hyatt
- Wells Fargo Autograph Journey