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Calculator

Turn off what you won’t use and adjust the rest. The number at the bottom is what the card is worth to you.

YOUR CARD
YOUR FEE
$895
Statement and merchant credits12 OF 12 ON
SET ALL TO
Then change any row.
Airline Fee Credit$200 / Calendar Year face
$
/yr
Hotel Credit$300 / Every 6 Months face
$
/yr
Uber Credit$15 / Monthly face
$
/yr
Uber One Membership Credit$120 / Calendar Year face
$
/yr
Digital Entertainment Credit$25 / Monthly face
$
/yr
Walmart+ Subscription Credit$13 / Monthly face
$
/yr
Lululemon Credit$75 / Quarterly face
$
/yr
Equinox Credit$300 / Calendar Year face
$
/yr
Oura Ring Credit$200 / Calendar Year face
$
/yr
Clear Plus Credit$219 / Calendar Year face
$
/yr
Resy Dining Credit$100 / Quarterly face
$
/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$
/yr
Credits subtotal$2,704/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
LOUNGE ACCESS
Priority Pass Select (No Restaurants)
$
/yr
Delta Sky Club Access
$
/yr
Centurion Lounge Access
$
/yr
YOUR VERDICT
Credits at your values$2,704
Annual fee−$895
You come out ahead by$1,809
302% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 3 perks still unpriced, so this is a floor.

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