Is the IHG One Rewards Premier Credit Card worth it?
5 credits worth $420 at face value against a $150 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$150
Statement and merchant credits5 OF 5 ON
SET ALL TOThen change any row.
United TravelBank Credit$25 / Every 6 Months face
$/yr
IHG Food & Beverage Reward$25 / Quarterly face
$/yr
Instacart Credits$10 / Monthly face
$/yr
DoorDash Credit$10 / Monthly face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$378/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
HOTEL FREE NIGHT CERT
IHG 50k Free Night
$/yr
YOUR VERDICT
Credits at your values$378
Annual fee−$150
You come out ahead by$228
252% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.