Premium Credit Cards

Browse all cards with detailed benefit breakdowns

American Express Cards

 American Express Hilton Honors Aspire
American Express
Personal
American Express Hilton Honors Aspire
Annual Fee: $550$809 value

Premium Hilton Honors card with automatic Diamond status, up to $800+ in annual credits, and Free Weekend Night rewards.

Key Benefits

Flight Credit
$50 / Quarter$200 / Year
Hilton Resort Credit
$200 / Half Year$400 / Year
Clear Plus Credit
$209$209 / Year
American Express Business Gold
American Express
Business
American Express Business Gold
Annual Fee: $375$557 value

Business card with flexible spending categories earning 4X points on top 2 categories and valuable business credits.

Key Benefits

Flexible Business Credit
$20 / Month$240 / Year
Walmart+ Subscription Credit
$14 / Month$167 / Year
Squarespace Annual Credit
$150$150 / Year
American Express Business Platinum
American Express
Business
American Express Business Platinum
Annual Fee: $895$1,839 value

Premium business travel and lifestyle benefits with extensive credits and perks designed for business owners.

Key Benefits

Airline Fee Credit
$200$200 / Year
Hotel Credit
$300 / Half Year$600 / Year
Clear Plus Credit
$209$209 / Year

+4 more benefits

American Express Delta SkyMiles Reserve
American Express
Personal
American Express Delta SkyMiles Reserve
Annual Fee: $650$560 value

Premium Delta co-branded card with $200 Delta Stays hotel credit, $240 annual Resy dining credit, and Delta SkyClub lounge access.

Key Benefits

Delta Stays Credit
$200$200 / Year
Resy Dining Credit
$20 / Month$240 / Year
Delta Rideshare Credit
$10 / Month$120 / Year
American Express Delta SkyMiles Reserve Business
American Express
Business
American Express Delta SkyMiles Reserve Business
Annual Fee: $650$610 value

Business version of Delta Reserve with enhanced $250 Delta Stays hotel credit, $240 annual Resy dining credit, $120 rideshare credit, and Delta SkyClub lounge access.

Key Benefits

Delta Stays Credit
$250$250 / Year
Resy Dining Credit
$20 / Month$240 / Year
Delta Rideshare Credit
$10 / Month$120 / Year
American Express Gold
American Express
Personal
American Express Gold
Annual Fee: $325$424 value

Premium dining and grocery rewards card with valuable dining credits and points multipliers.

Key Benefits

Uber Credit
$10 / Month$120 / Year
Resy Dining Credit
$50 / Half Year$100 / Year
Restaurant Partners Credit
$10 / Month$120 / Year

+1 more benefits

American Express Green
American Express
Personal
American Express Green
Annual Fee: $150$209 value

The Amex Green Card earns 3x points on travel, transit, and restaurants. Includes a $209 CLEAR Plus credit and no foreign transaction fees.

Key Benefits

Clear Plus Credit
$209$209 / Year
American Express Marriott Bonvoy Brilliant
American Express
Personal
American Express Marriott Bonvoy Brilliant
Annual Fee: $650$300 value

Premium hotel card with $300 annual dining credit, annual free night award (up to 85,000 points), and automatic Marriott Bonvoy Platinum Elite status.

Key Benefits

Brilliant Dining Credit
$25 / Month$300 / Year
American Express Platinum
American Express
Personal
American Express Platinum
Annual Fee: $895$3,076 value

Premium travel and lifestyle benefits with extensive credits and perks.

Key Benefits

Airline Fee Credit
$200$200 / Year
Hotel Credit
$300 / Half Year$600 / Year
Uber Credit
$15 / Month$180 / Year

+9 more benefits

American Express Platinum (Charles Schwab)
American Express
Personal
American Express Platinum (Charles Schwab)
Annual Fee: $895$3,076 value

The Charles Schwab version of the Amex Platinum card, exclusively for Schwab investors. Includes all standard Platinum benefits plus the ability to redeem Membership Rewards points for cash deposits into your Schwab brokerage account at 1.1 cents per point.

Key Benefits

Airline Fee Credit
$200$200 / Year
Hotel Credit
$300 / Half Year$600 / Year
Uber Credit
$15 / Month$180 / Year

+9 more benefits

American Express Platinum (Morgan Stanley)
American Express
Personal
American Express Platinum (Morgan Stanley)
Annual Fee: $895$3,076 value

The Morgan Stanley version of the Amex Platinum card, exclusively for Morgan Stanley and E*TRADE clients. Includes all standard Platinum benefits plus the ability to redeem Membership Rewards points for deposits into your Morgan Stanley brokerage account.

Key Benefits

Airline Fee Credit
$200$200 / Year
Hotel Credit
$300 / Half Year$600 / Year
Uber Credit
$15 / Month$180 / Year

+9 more benefits

Delta SkyMiles Gold Business
American Express
Business
Delta SkyMiles Gold Business
Annual Fee: $150$150 value

Business version of the Delta SkyMiles Gold with a Delta Stays hotel credit.

Key Benefits

Delta Stays Credit
$150$150 / Year
Delta SkyMiles Platinum Business
American Express
Business
Delta SkyMiles Platinum Business
Annual Fee: $350$440 value

Business version of the Delta SkyMiles Platinum with Resy dining, Delta Stays, and rideshare credits.

Key Benefits

Resy Dining Credit
$10 / Month$120 / Year
Delta Stays Credit
$200$200 / Year
Delta Rideshare Credit
$10 / Month$120 / Year
Delta SkyMiles® Gold American Express Card
American Express
Personal
Delta SkyMiles® Gold American Express Card
Annual Fee: $150$100 value

The entry-level Delta co-brand card from American Express. Earns 2x miles on Delta purchases, dining, and U.S. supermarkets. Includes $100/year in Delta Stays credit, first checked bag free, and priority boarding.

Key Benefits

Delta Stays Credit
$100$100 / Year
Delta SkyMiles® Platinum American Express Card
American Express
Personal
Delta SkyMiles® Platinum American Express Card
Annual Fee: $350$390 value

The mid-tier Delta co-brand card from American Express. Earns 3x miles on Delta purchases and hotels, includes $120/year in Resy dining credits ($10/month), $150 Delta Stays credit, and $120/year in rideshare credits ($10/month). Also comes with a companion certificate each year on renewal.

Key Benefits

Resy Dining Credit
$10 / Month$120 / Year
Delta Stays Credit
$150$150 / Year
Delta Rideshare Credit
$10 / Month$120 / Year
Hilton Honors American Express Business Card
American Express
Business
Hilton Honors American Express Business Card
Annual Fee: $195$240 value

The Hilton co-brand business card from American Express. Earns up to 12x Hilton Honors points at Hilton properties, includes $240/year in Hilton statement credits ($60/quarter), complimentary Gold status, and Diamond status upgrade after $40,000 in annual spend.

Key Benefits

Hilton Statement Credit
$60 / Quarter$240 / Year
Hilton Honors American Express Surpass Card
American Express
Personal
Hilton Honors American Express Surpass Card
Annual Fee: $150$200 value

The mid-tier Hilton co-brand card from American Express. Earns up to 12x Hilton Honors points at Hilton properties, includes $200/year in Hilton statement credits ($50/quarter), complimentary Gold status, and a free night certificate after $15,000 in annual spend.

Key Benefits

Hilton Statement Credit
$50 / Quarter$200 / Year

Capital One Cards

Capital One Venture X
Capital One
Personal
Capital One Venture X
Annual Fee: $395$300 value

Premium travel card with straightforward $300 annual travel credit. Includes 10,000 anniversary bonus miles ($100 value) and premium travel benefits.

Key Benefits

Travel Credit
$300$300 / Year
Capital One Venture X Business
Capital One
Business
Capital One Venture X Business
Annual Fee: $395$300 value

Business version of the Venture X with the same straightforward $300 annual travel credit and premium travel benefits for business travelers.

Key Benefits

Travel Credit
$300$300 / Year

Chase Cards

Chase Sapphire Preferred
Chase
Personal
Chase Sapphire Preferred
Annual Fee: $95$290 value

The Chase Sapphire Preferred is a popular mid-tier travel card with 5x on Chase Travel, 3x on dining, streaming, and groceries, plus a $50 annual hotel credit and complimentary DashPass.

Key Benefits

Chase Travel Hotel Credit
$50$50 / Year
DashPass Benefit
$10 / Month$120 / Year
DoorDash Credit
$10 / Month$120 / Year
Chase Sapphire Reserve
Chase
Personal
Chase Sapphire Reserve
Annual Fee: $795$2,921 value

Premium travel and dining benefits with flexible credits. Known for its generous travel credit and luxury perks.

Key Benefits

Whoop Membership Credit
$359$359 / Year
Travel Credit
$300$300 / Year
The Edit Hotel Credit
$250 / Half Year$500 / Year

+9 more benefits

Chase Sapphire Reserve for Business
Chase
Business
Chase Sapphire Reserve for Business
Annual Fee: $795$1,920 value

Premium business travel card with flexible travel credit, hotel benefits, and valuable business credits for Google Workspace and ZipRecruiter.

Key Benefits

Travel Credit
$300$300 / Year
The Edit Hotel Credit
$250 / Half Year$500 / Year
DoorDash Credit
$25 / Month$300 / Year

+4 more benefits

Chase United Club
Chase
Personal
Chase United Club
Annual Fee: $695$784 value

Premium United co-branded card with United Club lounge access, generous travel and lifestyle credits, and elite status benefits.

Key Benefits

Renowned Hotels and Resorts Credit
$200$200 / Year
Rideshare Credit
$12 / Month$144 / Year
Instacart Credits
$20 / Month$240 / Year

+1 more benefits

Chase United Explorer
Chase
Personal
Chase United Explorer
Annual Fee: $150$380 value

United Airlines co-branded card with hotel, rideshare, Instacart, and JSX credits.

Key Benefits

United Hotels Credit
$100$100 / Year
Rideshare Credit
$5 / Month$60 / Year
Instacart Credits
$10 / Month$120 / Year

+1 more benefits

Chase United Quest
Chase
Personal
Chase United Quest
Annual Fee: $350$776 value

Mid-tier United co-branded card with automatic United TravelBank credit, hotel, rideshare, grocery delivery, and JSX credits. Great value proposition for frequent United flyers.

Key Benefits

United TravelBank Credit
$200$200 / Year
Renowned Hotels and Resorts Credit
$150$150 / Year
Rideshare Credit
$8 / Month$96 / Year

+2 more benefits

IHG One Rewards Premier Credit Card
Chase
Personal
IHG One Rewards Premier Credit Card
Annual Fee: $99$90 value

The mid-tier IHG hotel co-brand card from Chase. Earns up to 10x IHG One Rewards points at IHG properties, includes $50/year in United TravelBank cash ($25 semi-annually), $40/year in DoorDash non-restaurant credits ($10/quarter), complimentary Platinum Elite status, and an Anniversary Free Night up to 40,000 points.

Key Benefits

United TravelBank Credit
$25 / Half Year$50 / Year
DoorDash Credit
$10 / Quarter$40 / Year
The Ritz-Carlton Credit Card
Chase
Personal
The Ritz-Carlton Credit Card
Annual Fee: $450$300 value

Premium Ritz-Carlton card with $300 annual airline fee credit. Only available via product change from another Chase Marriott Bonvoy consumer card.

Key Benefits

Airline Fee Credit
$300$300 / Year
United Business Card
Chase
Business
United Business Card
Annual Fee: $150$441 value

United Airlines business card with hotel, rideshare, Instacart, JSX, and FareLock credits.

Key Benefits

United Hotels Credit
$100$100 / Year
Rideshare Credit
$8 / Month$96 / Year
Instacart Credits
$10 / Month$120 / Year

+2 more benefits

United Club Business Card
Chase
Business
United Club Business Card
Annual Fee: $695$834 value

Business version of the United Club Card with United Club lounge access, generous travel and lifestyle credits including unique FareLock benefit, and elite status benefits.

Key Benefits

Renowned Hotels and Resorts Credit
$200$200 / Year
Rideshare Credit
$12 / Month$144 / Year
Instacart Credits
$20 / Month$240 / Year

+2 more benefits

Citi Cards

Citi AAdvantage Executive
Citi
Personal
Citi AAdvantage Executive
Annual Fee: $595$240 value

American Airlines co-branded card with Grubhub and Avis/Budget credits plus Admirals Club lounge access.

Key Benefits

Grubhub Credit
$10 / Month$120 / Year
Avis/Budget Car Rental Credit
$120$120 / Year
Citi Strata Elite
Citi
Personal
Citi Strata Elite
Annual Fee: $595$700 value

Premium Citi card with hotel credits, Splurge Credits, Blacklane chauffeur credits, and lounge access.

Key Benefits

Citi Travel Hotel Benefit
$300$300 / Year
Splurge Credit
$200$200 / Year
Blacklane Chauffeur Credit
$100 / Half Year$200 / Year

U.S. Bank Cards

U.S. Bank Altitude Reserve
U.S. Bank
Personal
U.S. Bank Altitude Reserve
Annual Fee: $400$325 value

Premium travel card with strong value proposition: $325 annual travel credit on a $400 fee. Credit applies automatically to travel bookings through U.S. Bank Travel Center.

Key Benefits

Travel Center Credit
$325$325 / Year

Wells Fargo Cards

Wells Fargo Autograph Journey
Wells Fargo
Personal
Wells Fargo Autograph Journey
Annual Fee: $95$50 value

Travel rewards card with an annual airline statement credit and strong points earning on hotels and flights.

Key Benefits

Airline Credit
$50$50 / Year