Chase
Personal
Chase United Club

Chase United Club

Annual Fee: $695
Annual Value: $784
Net Value: $89

Premium United co-branded card with United Club lounge access, generous travel and lifestyle credits, and elite status benefits.

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Benefits

Up to $200 in statement credits annually when you book and pay with your card directly through Renowned Hotels and Resorts for United Cardmembers. Credits automatically applied throughout the year.

Chase Travel
Travel
Recommended
$12 / Month$144 / Year
View Details

Earn up to $12 back as a statement credit each month from January to November and up to $18 back in December when you pay for rideshare purchases. Maximum of $150 annually. Enrollment required each calendar year.

Where to Use

Uber
Transportation
Recommended
Lyft
Transportation
Recommended
Instacart Credits
Merchant Credit
$20 / Month$240 / Year
View Details

Receive two $10 credits per month in your Instacart account when you have an active Instacart+ membership. Credits available from 3/23/2025 through 12/31/2027. Requires complimentary Chase Instacart+ membership activation.

Instacart
Food Delivery
Recommended

Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.

JSX
Airlines
Recommended

Frequently Asked Questions

What is the Chase United Club annual fee?

The Chase United Club has an annual fee of $695. This is a personal credit card.

Is the Chase United Club worth it?

The Chase United Club offers $784 in annual benefits with a $695 annual fee, for a net value of $89. It can be worth it if you use the key benefits like Instacart Credits, Renowned Hotels and Resorts Credit, JSX Credit.

What benefits does the Chase United Club include?

The Chase United Club includes 4 benefits, including Instacart Credits ($240/year), Renowned Hotels and Resorts Credit ($200/year), JSX Credit ($200/year), Rideshare Credit ($144/year).

What statement credits does the Chase United Club have?

The Chase United Club includes 4 statement credits: Instacart Credits, Renowned Hotels and Resorts Credit, JSX Credit, Rideshare Credit. Together they provide $784 in annual value.