Chase United Club or Chase United Quest?

Chase United Quest returns $456 over its fee and Chase United Club returns $119, so the fee difference comes down to which categories you use.

Chase United ClubChase · $695 fee · 5 credits

Chase United QuestChase · $350 fee · 6 credits

NET VALUE+$119$814 credits

NET VALUE+$456$806 credits

CATEGORY	UNITED CLUB	UNITED QUEST
🌎Travel	$400	$500
🍽️Food & Dining	$240	$180
🚗Transportation	$144	$96
Lounge Access	United Club Membership	—
Total credits	$814	$806
Annual fee	$695	$350
Net value	+$119	+$456

CHASEChase United Club

FEE$695

CREDITS$814

NET+$119

Category wins2 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

United Club Membership

BEST NET VALUE

CHASEChase United Quest

FEE$350

CREDITS$806

NET+$456

Category wins1 of 3

TAKE THE UNITED CLUB IF

You use food & dining, transportation.

TAKE THE UNITED QUEST IF

You use travel.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Chase United Club or Chase United Quest?

The Chase United Quest is better with $456 net annual value compared to the Chase United Club at $119. The Chase United Quest wins by $337/year.

What's the difference between Chase United Club and Chase United Quest?

The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while Chase United Quest has a $350 annual fee and $806 in annual benefits. The annual fee difference is $345.

Which has a lower annual fee, Chase United Club or Chase United Quest?

The Chase United Quest has a lower annual fee at $350 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Is the Chase United Quest worth it compared to the Chase United Club?

Yes, the Chase United Quest offers better value with $456 net annual value compared to $119 for the Chase United Club. It also has a lower annual fee.

Which card is better for travel?

The Chase United Quest is better for travel with $500 in annual travel benefits compared to $400 for the Chase United Club.

Should I get the Chase United Quest?

If you're deciding between the Chase United Club and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.