Question 1

Which is better, American Express Green or Chase United Club?

Accepted Answer

The Chase United Club is better with $119 net annual value compared to the American Express Green at $59. The Chase United Club wins by $60/year.

Question 2

What's the difference between American Express Green and Chase United Club?

Accepted Answer

The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while American Express Green has a $150 annual fee and $209 in annual benefits. The annual fee difference is $545.

Question 3

Which has a lower annual fee, American Express Green or Chase United Club?

Accepted Answer

The American Express Green has a lower annual fee at $150 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Question 4

Is the Chase United Club worth it compared to the American Express Green?

Accepted Answer

Yes, the Chase United Club offers better value with $119 net annual value compared to $59 for the American Express Green. Even though it has a higher annual fee ($695 vs $150), the Chase United Club provides more total benefits.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase United Club offers better value with $119 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for food_and_dining?

Accepted Answer

The Chase United Club is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the American Express Green.

Question 7

Should I get the Chase United Club?

Accepted Answer

If you're deciding between the American Express Green and Chase United Club, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	GREEN	UNITED CLUB
🌎Travel	$209	$400
🍽️Food & Dining	—	$240
🚗Transportation	—	$144
Lounge Access	—	United Club Membership
Total credits	$209	$814
Annual fee	$150	$695
Net value	+$59	+$119

American Express Green or Chase United Club?

Frequently asked questions