American Express Green or Chase Sapphire Preferred?
Chase Sapphire Preferred returns $455 over its fee and American Express Green returns $59, so the fee difference comes down to which categories you use.


| CATEGORY | GREEN | SAPPHIRE PREFERRED |
|---|---|---|
| 🌎Travel | $209 | $100 |
| 🍽️Food & Dining | — | $240 |
| 🎭Entertainment & Media | — | $180 |
| Total credits | $209 | $550 |
| Annual fee | $150 | $95 |
| Net value | +$59 | +$455 |
You use travel.
You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $420 here and nothing on the Amex Green.
Frequently asked questions
Which is better, American Express Green or Chase Sapphire Preferred?
The Chase Sapphire Preferred is better with $455 net annual value compared to the American Express Green at $59. The Chase Sapphire Preferred wins by $396/year.
What's the difference between American Express Green and Chase Sapphire Preferred?
The key differences: American Express Green has a $150 annual fee and $550 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $209 in annual benefits. The annual fee difference is $55.
Which has a lower annual fee, American Express Green or Chase Sapphire Preferred?
The Chase Sapphire Preferred has a lower annual fee at $95 compared to the American Express Green at $150. However, the American Express Green offers $209 in total annual benefits.
Is the Chase Sapphire Preferred worth it compared to the American Express Green?
Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to $59 for the American Express Green. It also has a lower annual fee.
Amex vs Chase: which issuer is better?
For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the American Express Green.
Should I get the Chase Sapphire Preferred?
If you're deciding between the American Express Green and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE AMEX GREEN COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE SAPPHIRE PREFERRED COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey