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COMPARE/DELTA SKYMILES GOLD BUSINESS VS SAPPHIRE PREFERRED
FIRST CARD
SECOND CARD

Delta SkyMiles Gold Business or Chase Sapphire Preferred?

Chase Sapphire Preferred returns $455 over its fee and Delta SkyMiles Gold Business returns $0, so the fee difference comes down to which categories you use.

Delta SkyMiles Gold Business
Delta SkyMiles Gold BusinessAmerican Express · $150 fee · 1 credits
Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
NET VALUE+$0$150 credits
NET VALUE+$455$550 credits
Delta SkyMiles Gold Business
AMERICAN EXPRESSDelta SkyMiles Gold Business
FEE$150
CREDITS$150
NET+$0
Category wins1 of 3
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$550
NET+$455
Category wins2 of 3
TAKE THE DELTA SKYMILES GOLD BUSINESS IF

You use travel.

TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $420 here and nothing on the Delta SkyMiles Gold Business.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Delta SkyMiles Gold Business or Chase Sapphire Preferred?

The Chase Sapphire Preferred is better with $455 net annual value compared to the Delta SkyMiles Gold Business at $0. The Chase Sapphire Preferred wins by $455/year.

What's the difference between Delta SkyMiles Gold Business and Chase Sapphire Preferred?

The key differences: Delta SkyMiles Gold Business has a $150 annual fee and $550 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $150 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Delta SkyMiles Gold Business or Chase Sapphire Preferred?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Delta SkyMiles Gold Business at $150. However, the Delta SkyMiles Gold Business offers $150 in total annual benefits.

Is the Chase Sapphire Preferred worth it compared to the Delta SkyMiles Gold Business?

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to $0 for the Delta SkyMiles Gold Business. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles Gold Business.

Should I get the Chase Sapphire Preferred?

If you're deciding between the Delta SkyMiles Gold Business and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES GOLD BUSINESS COMPARISONS

MORE SAPPHIRE PREFERRED COMPARISONS