Question 1

Which is better, Delta SkyMiles Gold Business or American Express Platinum (Charles Schwab)?

Accepted Answer

The American Express Platinum (Charles Schwab) is better with $2,079 net annual value compared to the Delta SkyMiles Gold Business at $0. The American Express Platinum (Charles Schwab) wins by $2,079/year.

Question 2

What's the difference between Delta SkyMiles Gold Business and American Express Platinum (Charles Schwab)?

Accepted Answer

The key differences: American Express Platinum (Charles Schwab) has a $895 annual fee and $2,974 in annual benefits, while Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits. The annual fee difference is $745.

Question 3

Which has a lower annual fee, Delta SkyMiles Gold Business or American Express Platinum (Charles Schwab)?

Accepted Answer

The Delta SkyMiles Gold Business has a lower annual fee at $150 compared to the American Express Platinum (Charles Schwab) at $895. However, the American Express Platinum (Charles Schwab) offers $2,974 in total annual benefits.

Question 4

Is the American Express Platinum (Charles Schwab) worth it compared to the Delta SkyMiles Gold Business?

Accepted Answer

Yes, the American Express Platinum (Charles Schwab) offers better value with $2,079 net annual value compared to $0 for the Delta SkyMiles Gold Business. Even though it has a higher annual fee ($895 vs $150), the American Express Platinum (Charles Schwab) provides more total benefits.

Question 5

Which card is better for lifestyle?

Accepted Answer

The American Express Platinum (Charles Schwab) is better for lifestyle with $955 in annual lifestyle benefits compared to $0 for the Delta SkyMiles Gold Business.

Question 6

Should I get the American Express Platinum (Charles Schwab)?

Accepted Answer

If you're deciding between the Delta SkyMiles Gold Business and American Express Platinum (Charles Schwab), the American Express Platinum (Charles Schwab) is the better choice with $2,079 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	DELTA SKYMILES GOLD BUSINESS	PLATINUM (CHARLES SCHWAB)
🌎Travel	$150	$1,019
✨Lifestyle	—	$955
🍽️Food & Dining	—	$580
🎭Entertainment & Media	—	$300
🚗Transportation	—	$300
Total credits	$150	$2,974
Annual fee	$150	$895
Net value	+$0	+$2,079

Delta SkyMiles Gold Business or American Express Platinum (Charles Schwab)?

Where to use each card

Frequently asked questions

Which is better, Delta SkyMiles Gold Business or American Express Platinum (Charles Schwab)?

What's the difference between Delta SkyMiles Gold Business and American Express Platinum (Charles Schwab)?

Which has a lower annual fee, Delta SkyMiles Gold Business or American Express Platinum (Charles Schwab)?

Is the American Express Platinum (Charles Schwab) worth it compared to the Delta SkyMiles Gold Business?

Which card is better for lifestyle?

Should I get the American Express Platinum (Charles Schwab)?

Other comparisons

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