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COMPARE/DELTA SKYMILES GOLD BUSINESS VS CITI STRATA ELITE
FIRST CARD
SECOND CARD

Delta SkyMiles Gold Business or Citi Strata Elite?

Citi Strata Elite returns $135 over its fee and Delta SkyMiles Gold Business returns $0, so the fee difference comes down to which categories you use.

Delta SkyMiles Gold Business
Delta SkyMiles Gold BusinessAmerican Express · $150 fee · 1 credits
Citi Strata Elite
Citi Strata EliteCiti · $595 fee · 4 credits
NET VALUE+$0$150 credits
NET VALUE+$135$730 credits
Delta SkyMiles Gold Business
AMERICAN EXPRESSDelta SkyMiles Gold Business
FEE$150
CREDITS$150
NET+$0
Category wins0 of 3
BEST NET VALUE
Citi Strata Elite
CITICiti Strata Elite
FEE$595
CREDITS$730
NET+$135
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Day Passes
TAKE THE CITI STRATA ELITE IF

You use travel, entertainment & media, transportation. Entertainment & Media and Transportation alone are worth $400 here and nothing on the Delta SkyMiles Gold Business.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Delta SkyMiles Gold Business or Citi Strata Elite?

The Citi Strata Elite is better with $135 net annual value compared to the Delta SkyMiles Gold Business at $0. The Citi Strata Elite wins by $135/year.

What's the difference between Delta SkyMiles Gold Business and Citi Strata Elite?

The key differences: Citi Strata Elite has a $595 annual fee and $730 in annual benefits, while Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits. The annual fee difference is $445.

Which has a lower annual fee, Delta SkyMiles Gold Business or Citi Strata Elite?

The Delta SkyMiles Gold Business has a lower annual fee at $150 compared to the Citi Strata Elite at $595. However, the Citi Strata Elite offers $730 in total annual benefits.

Is the Citi Strata Elite worth it compared to the Delta SkyMiles Gold Business?

Yes, the Citi Strata Elite offers better value with $135 net annual value compared to $0 for the Delta SkyMiles Gold Business. Even though it has a higher annual fee ($595 vs $150), the Citi Strata Elite provides more total benefits.

Amex vs Citi: which issuer is better?

For these specific cards, Citi's Citi Strata Elite offers better value with $135 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi Strata Elite is better for travel with $500 in annual travel benefits compared to $150 for the Delta SkyMiles Gold Business.

Should I get the Citi Strata Elite?

If you're deciding between the Delta SkyMiles Gold Business and Citi Strata Elite, the Citi Strata Elite is the better choice with $135 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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American Express Business Platinum+$1,284
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American Express Delta SkyMiles Reserve-$60
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American Express Gold+$99
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American Express Platinum+$2,109
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MORE DELTA SKYMILES GOLD BUSINESS COMPARISONS

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