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COMPARE/CAPITAL ONE VENTURE X VS CITI STRATA ELITE
FIRST CARD
SECOND CARD

Capital One Venture X or Citi Strata Elite?

Citi Strata Elite returns $135 over its fee and Capital One Venture X returns $65, so the fee difference comes down to which categories you use.

Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
Citi Strata Elite
Citi Strata EliteCiti · $595 fee · 4 credits
NET VALUE-$65$330 credits
NET VALUE+$135$730 credits
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins0 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
BEST NET VALUE
Citi Strata Elite
CITICiti Strata Elite
FEE$595
CREDITS$730
NET+$135
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Day Passes
TAKE THE CITI STRATA ELITE IF

You use travel, entertainment & media, transportation. Entertainment & Media and Transportation alone are worth $400 here and nothing on the Capital One Venture X.

Where to use each card

CAPITAL ONE VENTURE X
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Airport Lounges48 LOCATIONS
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CITI STRATA ELITE

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Frequently asked questions

Which is better, Capital One Venture X or Citi Strata Elite?

The Citi Strata Elite is better with $135 net annual value compared to the Capital One Venture X at -$65. The Citi Strata Elite wins by $200/year.

What's the difference between Capital One Venture X and Citi Strata Elite?

The key differences: Citi Strata Elite has a $595 annual fee and $730 in annual benefits, while Capital One Venture X has a $395 annual fee and $330 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, Capital One Venture X or Citi Strata Elite?

The Capital One Venture X has a lower annual fee at $395 compared to the Citi Strata Elite at $595. However, the Citi Strata Elite offers $730 in total annual benefits.

Is the Citi Strata Elite worth it compared to the Capital One Venture X?

Yes, the Citi Strata Elite offers better value with $135 net annual value compared to -$65 for the Capital One Venture X. Even though it has a higher annual fee ($595 vs $395), the Citi Strata Elite provides more total benefits.

Capital One vs Citi: which issuer is better?

For these specific cards, Citi's Citi Strata Elite offers better value with $135 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi Strata Elite is better for travel with $500 in annual travel benefits compared to $300 for the Capital One Venture X.

Should I get the Citi Strata Elite?

If you're deciding between the Capital One Venture X and Citi Strata Elite, the Citi Strata Elite is the better choice with $135 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE CAPITAL ONE VENTURE X COMPARISONS

MORE CITI STRATA ELITE COMPARISONS