Delta SkyMiles Gold Business or IHG One Rewards Premier Credit Card?

IHG One Rewards Premier Credit Card returns $30 over its fee and Delta SkyMiles Gold Business returns $0, so the fee difference comes down to which categories you use.

Delta SkyMiles Gold BusinessAmerican Express · $150 fee · 1 credits

IHG One Rewards Premier Credit CardChase · $150 fee · 3 credits

NET VALUE+$0$150 credits

NET VALUE+$30$180 credits

CATEGORY	DELTA SKYMILES GOLD BUSINESS	IHG ONE REWARDS PREMIER CREDIT CARD
🌎Travel	$150	$150
Hotel Free Night Certificates	—	IHG 50k Free Night
Total credits	$150	$180
Annual fee	$150	$150
Net value	+$0	+$30

AMERICAN EXPRESSDelta SkyMiles Gold Business

FEE$150

CREDITS$150

NET+$0

Category wins0 of 1

BEST NET VALUE

CHASEIHG One Rewards Premier Credit Card

FEE$150

CREDITS$180

NET+$30

Category wins0 of 1

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

IHG 50k Free Night

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Frequently asked questions

Which is better, Delta SkyMiles Gold Business or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card is better with $30 net annual value compared to the Delta SkyMiles Gold Business at $0. The IHG One Rewards Premier Credit Card wins by $30/year.

What's the difference between Delta SkyMiles Gold Business and IHG One Rewards Premier Credit Card?

The key differences: IHG One Rewards Premier Credit Card has a $150 annual fee and $180 in annual benefits, while Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits.

Is the IHG One Rewards Premier Credit Card worth it compared to the Delta SkyMiles Gold Business?

Yes, the IHG One Rewards Premier Credit Card offers better value with $30 net annual value compared to $0 for the Delta SkyMiles Gold Business. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the IHG One Rewards Premier Credit Card?

If you're deciding between the Delta SkyMiles Gold Business and IHG One Rewards Premier Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.