FIRST CARD
VSSECOND CARD
Delta SkyMiles Gold Business or Bank of America Premium Rewards?
Bank of America Premium Rewards returns $30 over its fee and Delta SkyMiles Gold Business returns $0, so the fee difference comes down to which categories you use.
Delta SkyMiles Gold BusinessAmerican Express · $150 fee · 1 credits
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
NET VALUE+$0$150 credits
NET VALUE+$30$125 credits
| CATEGORY | DELTA SKYMILES GOLD BUSINESS | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🌎Travel | $150 | $125 |
| Total credits | $150 | $125 |
| Annual fee | $150 | $95 |
| Net value | +$0 | +$30 |
BEST NET VALUE
TAKE THE DELTA SKYMILES GOLD BUSINESS IF
You use travel.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, Delta SkyMiles Gold Business or Bank of America Premium Rewards?
The Bank of America Premium Rewards is better with $30 net annual value compared to the Delta SkyMiles Gold Business at $0. The Bank of America Premium Rewards wins by $30/year.
What's the difference between Delta SkyMiles Gold Business and Bank of America Premium Rewards?
The key differences: Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $55.
Which has a lower annual fee, Delta SkyMiles Gold Business or Bank of America Premium Rewards?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Delta SkyMiles Gold Business at $150. However, the Delta SkyMiles Gold Business offers $150 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the Delta SkyMiles Gold Business?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to $0 for the Delta SkyMiles Gold Business. It also has a lower annual fee.
Amex vs Bank of America: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Should I get the Bank of America Premium Rewards?
If you're deciding between the Delta SkyMiles Gold Business and Bank of America Premium Rewards, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.