FIRST CARD
VSSECOND CARD
Bank of America Premium Rewards or U.S. Bank Altitude Reserve?
Bank of America Premium Rewards returns $30 over its fee and U.S. Bank Altitude Reserve returns $45, so the fee difference comes down to which categories you use.
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
U.S. Bank Altitude ReserveU.S. Bank · $400 fee · 2 credits
NET VALUE+$30$125 credits
NET VALUE-$45$355 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | U.S. BANK ALTITUDE RESERVE |
|---|---|---|
| 🌎Travel | $125 | $325 |
| Lounge Access | — | |
| Total credits | $125 | $355 |
| Annual fee | $95 | $400 |
| Net value |
BEST NET VALUE
U.S. BANKU.S. Bank Altitude Reserve
FEE$400
CREDITS$355
NET-$45
Category wins1 of 1
ADDITIONAL BENEFITS
LOUNGE ACCESS
TAKE THE U.S. BANK ALTITUDE RESERVE IF
You use travel.
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Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards or U.S. Bank Altitude Reserve?
The Bank of America Premium Rewards is better with $30 net annual value compared to the U.S. Bank Altitude Reserve at -$45. The Bank of America Premium Rewards wins by $75/year.
What's the difference between Bank of America Premium Rewards and U.S. Bank Altitude Reserve?
The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $355 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $305.
Which has a lower annual fee, Bank of America Premium Rewards or U.S. Bank Altitude Reserve?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $355 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the U.S. Bank Altitude Reserve?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$45 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.
Bank of America vs U.S. Bank: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The U.S. Bank Altitude Reserve is better for travel with $325 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.