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COMPARE/IHG ONE REWARDS PREMIER SELECT CREDIT CARD VS U.S. BANK ALTITUDE RESERVE
FIRST CARD
SECOND CARD

IHG One Rewards Premier Select Credit Card or U.S. Bank Altitude Reserve?

IHG One Rewards Premier Select Credit Card returns $30 over its fee and U.S. Bank Altitude Reserve returns $45, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
U.S. Bank Altitude Reserve
U.S. Bank Altitude ReserveU.S. Bank · $400 fee · 2 credits
NET VALUE+$30$380 credits
NET VALUE-$45$355 credits
BEST NET VALUE
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
U.S. Bank Altitude Reserve
U.S. BANKU.S. Bank Altitude Reserve
FEE$400
CREDITS$355
NET-$45
Category wins0 of 1
ADDITIONAL BENEFITS
LOUNGE ACCESS
Priority Pass Select (Limited Visits)
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or U.S. Bank Altitude Reserve?

The IHG One Rewards Premier Select Credit Card is better with $30 net annual value compared to the U.S. Bank Altitude Reserve at -$45. The IHG One Rewards Premier Select Credit Card wins by $75/year.

What's the difference between IHG One Rewards Premier Select Credit Card and U.S. Bank Altitude Reserve?

The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $380 in annual benefits, while IHG One Rewards Premier Select Credit Card has a $350 annual fee and $355 in annual benefits. The annual fee difference is $50.

Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or U.S. Bank Altitude Reserve?

The IHG One Rewards Premier Select Credit Card has a lower annual fee at $350 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $355 in total annual benefits.

Is the IHG One Rewards Premier Select Credit Card worth it compared to the U.S. Bank Altitude Reserve?

Yes, the IHG One Rewards Premier Select Credit Card offers better value with $30 net annual value compared to -$45 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.

Chase vs U.S. Bank: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Select Credit Card offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the IHG One Rewards Premier Select Credit Card?

If you're deciding between the IHG One Rewards Premier Select Credit Card and U.S. Bank Altitude Reserve, the IHG One Rewards Premier Select Credit Card is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
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Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
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Capital One Venture X-$65
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
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Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
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MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS

MORE U.S. BANK ALTITUDE RESERVE COMPARISONS