Hilton Honors American Express Business Card or IHG One Rewards Premier Select Credit Card?
Hilton Honors American Express Business Card returns $45 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.


| CATEGORY | HILTON HONORS AMERICAN EXPRESS BUSINESS CARD | IHG ONE REWARDS PREMIER SELECT CREDIT CARD |
|---|---|---|
| 🌎Travel | $240 | $350 |
| Hotel Free Night Certificates | — | |
| Total credits | $240 | $380 |
| Annual fee | $195 | $350 |
| Net value | +$45 | +$30 |

You use travel.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or IHG One Rewards Premier Select Credit Card?
The Hilton Honors American Express Business Card is better with $45 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Hilton Honors American Express Business Card wins by $15/year.
What's the difference between Hilton Honors American Express Business Card and IHG One Rewards Premier Select Credit Card?
The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits, while Hilton Honors American Express Business Card has a $195 annual fee and $240 in annual benefits. The annual fee difference is $155.
Which has a lower annual fee, Hilton Honors American Express Business Card or IHG One Rewards Premier Select Credit Card?
The Hilton Honors American Express Business Card has a lower annual fee at $195 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.
Is the Hilton Honors American Express Business Card worth it compared to the IHG One Rewards Premier Select Credit Card?
Yes, the Hilton Honors American Express Business Card offers better value with $45 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a lower annual fee.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's Hilton Honors American Express Business Card offers better value with $45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $240 for the Hilton Honors American Express Business Card.
Should I get the Hilton Honors American Express Business Card?
If you're deciding between the Hilton Honors American Express Business Card and IHG One Rewards Premier Select Credit Card, the Hilton Honors American Express Business Card is the better choice with $45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey