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COMPARE/IHG ONE REWARDS PREMIER SELECT CREDIT CARD VS UNITED EXPLORER
FIRST CARD
SECOND CARD

IHG One Rewards Premier Select Credit Card or Chase United Explorer?

Chase United Explorer returns $230 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
NET VALUE+$30$380 credits
NET VALUE+$230$380 credits
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
BEST NET VALUE
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins2 of 3
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

TAKE THE UNITED EXPLORER IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the IHG One Rewards Premier Select Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or Chase United Explorer?

The Chase United Explorer is better with $230 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Chase United Explorer wins by $200/year.

What's the difference between IHG One Rewards Premier Select Credit Card and Chase United Explorer?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits, while Chase United Explorer has a $150 annual fee and $380 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or Chase United Explorer?

The Chase United Explorer has a lower annual fee at $150 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Is the Chase United Explorer worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a lower annual fee.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $200 for the Chase United Explorer.

Should I get the Chase United Explorer?

If you're deciding between the IHG One Rewards Premier Select Credit Card and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS

MORE UNITED EXPLORER COMPARISONS