Chase Hyatt or Chase United Explorer?

Chase United Explorer returns $230 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase HyattChase · $95 fee · 0 credits

Chase United ExplorerChase · $150 fee · 4 credits

NET VALUE-$95$0 credits

NET VALUE+$230$380 credits

CATEGORY	HYATT	UNITED EXPLORER
🌎Travel	—	$200
🍽️Food & Dining	—	$120
🚗Transportation	—	$60
Hotel Free Night Certificates	Hyatt Cat 1-4 Free Night	—
Total credits	$0	$380
Annual fee	$95	$150
Net value	-$95	+$230

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

BEST NET VALUE

CHASEChase United Explorer

FEE$150

CREDITS$380

NET+$230

Category wins3 of 3

TAKE THE UNITED EXPLORER IF

You use travel, food & dining, transportation. Travel and Food & Dining and Transportation alone are worth $380 here and nothing on the Hyatt.

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Frequently asked questions

Which is better, Chase Hyatt or Chase United Explorer?

The Chase United Explorer is better with $230 net annual value compared to the Chase Hyatt at -$95. The Chase United Explorer wins by $325/year.

What's the difference between Chase Hyatt and Chase United Explorer?

The key differences: Chase United Explorer has a $150 annual fee and $380 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Chase Hyatt or Chase United Explorer?

The Chase Hyatt has a lower annual fee at $95 compared to the Chase United Explorer at $150. However, the Chase United Explorer offers $380 in total annual benefits.

Is the Chase United Explorer worth it compared to the Chase Hyatt?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($150 vs $95), the Chase United Explorer provides more total benefits.

Which card is better for travel?

The Chase United Explorer is better for travel with $200 in annual travel benefits compared to $0 for the Chase Hyatt.

Should I get the Chase United Explorer?

If you're deciding between the Chase Hyatt and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.