Bank of America Premium Rewards or Chase Hyatt?

Bank of America Premium Rewards returns $30 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Bank of America Premium RewardsBank of America · $95 fee · 2 credits

Chase HyattChase · $95 fee · 0 credits

NET VALUE+$30$125 credits

NET VALUE-$95$0 credits

CATEGORY	BANK OF AMERICA PREMIUM REWARDS	HYATT
🌎Travel	$125	—
Hotel Free Night Certificates	—	Hyatt Cat 1-4 Free Night
Total credits	$125	$0
Annual fee	$95	$95
Net value	+$30	-$95

BEST NET VALUE

BANK OF AMERICABank of America Premium Rewards

FEE$95

CREDITS$125

NET+$30

Category wins1 of 1

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 1

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

TAKE THE BANK OF AMERICA PREMIUM REWARDS IF

You use travel. Travel alone is worth $125 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Bank of America Premium Rewards or Chase Hyatt?

The Bank of America Premium Rewards is better with $30 net annual value compared to the Chase Hyatt at -$95. The Bank of America Premium Rewards wins by $125/year.

What's the difference between Bank of America Premium Rewards and Chase Hyatt?

The key differences: Chase Hyatt has a $95 annual fee and $125 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $0 in annual benefits.

Is the Bank of America Premium Rewards worth it compared to the Chase Hyatt?

Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$95 for the Chase Hyatt. It also has a similar annual fee.

Bank of America vs Chase: which issuer is better?

For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Bank of America Premium Rewards is better for travel with $125 in annual travel benefits compared to $0 for the Chase Hyatt.

Should I get the Bank of America Premium Rewards?

If you're deciding between the Bank of America Premium Rewards and Chase Hyatt, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.