Chase Hyatt or United Club Business Card?

United Club Business Card returns $169 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase HyattChase · $95 fee · 0 credits

United Club Business CardChase · $695 fee · 6 credits

NET VALUE-$95$0 credits

NET VALUE+$169$864 credits

CATEGORY	HYATT	UNITED CLUB BUSINESS CARD
🌎Travel	—	$450
🍽️Food & Dining	—	$240
🚗Transportation	—	$144
Hotel Free Night Certificates	Hyatt Cat 1-4 Free Night	—
Lounge Access	—	United Club Membership
Total credits	$0	$864
Annual fee	$95	$695
Net value	-$95	+$169

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

BEST NET VALUE

CHASEUnited Club Business Card

FEE$695

CREDITS$864

NET+$169

Category wins3 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

United Club Membership

TAKE THE UNITED CLUB BUSINESS CARD IF

You use travel, food & dining, transportation. Travel and Food & Dining and Transportation alone are worth $834 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Chase Hyatt or United Club Business Card?

The United Club Business Card is better with $169 net annual value compared to the Chase Hyatt at -$95. The United Club Business Card wins by $264/year.

What's the difference between Chase Hyatt and United Club Business Card?

The key differences: United Club Business Card has a $695 annual fee and $864 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $600.

Which has a lower annual fee, Chase Hyatt or United Club Business Card?

The Chase Hyatt has a lower annual fee at $95 compared to the United Club Business Card at $695. However, the United Club Business Card offers $864 in total annual benefits.

Is the United Club Business Card worth it compared to the Chase Hyatt?

Yes, the United Club Business Card offers better value with $169 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($695 vs $95), the United Club Business Card provides more total benefits.

Which card is better for travel?

The United Club Business Card is better for travel with $450 in annual travel benefits compared to $0 for the Chase Hyatt.

Should I get the United Club Business Card?

If you're deciding between the Chase Hyatt and United Club Business Card, the United Club Business Card is the better choice with $169 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.