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COMPARE/AMEX BUSINESS GOLD VS HYATT
FIRST CARD
SECOND CARD

American Express Business Gold or Chase Hyatt?

American Express Business Gold returns $470 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
Chase Hyatt
Chase HyattChase · $95 fee · 0 credits
NET VALUE+$470$845 credits
NET VALUE-$95$0 credits
BEST NET VALUE
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$845
NET+$470
Category wins3 of 4
Chase Hyatt
CHASEChase Hyatt
FEE$95
CREDITS$0
NET-$95
Category wins0 of 4
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hyatt Cat 1-4 Free Night
TAKE THE AMEX BUSINESS GOLD IF

You use business, food & dining, lifestyle. Business and Food & Dining and Lifestyle alone are worth $1,085 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, American Express Business Gold or Chase Hyatt?

The American Express Business Gold is better with $470 net annual value compared to the Chase Hyatt at -$95. The American Express Business Gold wins by $565/year.

What's the difference between American Express Business Gold and Chase Hyatt?

The key differences: American Express Business Gold has a $375 annual fee and $845 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $280.

Which has a lower annual fee, American Express Business Gold or Chase Hyatt?

The Chase Hyatt has a lower annual fee at $95 compared to the American Express Business Gold at $375. However, the American Express Business Gold offers $845 in total annual benefits.

Is the American Express Business Gold worth it compared to the Chase Hyatt?

Yes, the American Express Business Gold offers better value with $470 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($375 vs $95), the American Express Business Gold provides more total benefits.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's American Express Business Gold offers better value with $470 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for business?

The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the Chase Hyatt.

Should I get the American Express Business Gold?

If you're deciding between the American Express Business Gold and Chase Hyatt, the American Express Business Gold is the better choice with $470 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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