Hilton Honors American Express Business Card or Chase Hyatt?
Hilton Honors American Express Business Card returns $45 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.


| CATEGORY | HILTON HONORS AMERICAN EXPRESS BUSINESS CARD | HYATT |
|---|---|---|
| 🌎Travel | $240 | — |
| Hotel Free Night Certificates | — | |
| Total credits | $240 | $0 |
| Annual fee | $195 | $95 |
| Net value | +$45 | -$95 |


You use travel. Travel alone is worth $240 here and nothing on the Hyatt.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or Chase Hyatt?
The Hilton Honors American Express Business Card is better with $45 net annual value compared to the Chase Hyatt at -$95. The Hilton Honors American Express Business Card wins by $140/year.
What's the difference between Hilton Honors American Express Business Card and Chase Hyatt?
The key differences: Hilton Honors American Express Business Card has a $195 annual fee and $240 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $100.
Which has a lower annual fee, Hilton Honors American Express Business Card or Chase Hyatt?
The Chase Hyatt has a lower annual fee at $95 compared to the Hilton Honors American Express Business Card at $195. However, the Hilton Honors American Express Business Card offers $240 in total annual benefits.
Is the Hilton Honors American Express Business Card worth it compared to the Chase Hyatt?
Yes, the Hilton Honors American Express Business Card offers better value with $45 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($195 vs $95), the Hilton Honors American Express Business Card provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's Hilton Honors American Express Business Card offers better value with $45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Hilton Honors American Express Business Card is better for travel with $240 in annual travel benefits compared to $0 for the Chase Hyatt.
Should I get the Hilton Honors American Express Business Card?
If you're deciding between the Hilton Honors American Express Business Card and Chase Hyatt, the Hilton Honors American Express Business Card is the better choice with $45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE HYATT COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey