Chase Hyatt or Wells Fargo Autograph Journey?

Wells Fargo Autograph Journey returns $45 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase HyattChase · $95 fee · 0 credits

Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits

NET VALUE-$95$0 credits

NET VALUE-$45$50 credits

CATEGORY	HYATT	WELLS FARGO AUTOGRAPH JOURNEY
🌎Travel	—	$50
Hotel Free Night Certificates	Hyatt Cat 1-4 Free Night	—
Total credits	$0	$50
Annual fee	$95	$95
Net value	-$95	-$45

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 1

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

BEST NET VALUE

WELLS FARGOWells Fargo Autograph Journey

FEE$95

CREDITS$50

NET-$45

Category wins1 of 1

TAKE THE WELLS FARGO AUTOGRAPH JOURNEY IF

You use travel. Travel alone is worth $50 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

Start tracking free

Frequently asked questions

Which is better, Chase Hyatt or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the Chase Hyatt at -$95. The Wells Fargo Autograph Journey wins by $50/year.

What's the difference between Chase Hyatt and Wells Fargo Autograph Journey?

The key differences: Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits.

Is the Wells Fargo Autograph Journey worth it compared to the Chase Hyatt?

Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$95 for the Chase Hyatt. It also has a similar annual fee.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the Wells Fargo Autograph Journey?

If you're deciding between the Chase Hyatt and Wells Fargo Autograph Journey, the Wells Fargo Autograph Journey is the better choice with -$45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.