Delta SkyMiles® Gold American Express Card vs Wells Fargo Autograph Journey Comparison

The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Wells Fargo Autograph Journey wins by $5/year.

The key differences: Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $55.

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Delta SkyMiles® Gold American Express Card at $150. However, the Delta SkyMiles® Gold American Express Card offers $100 in total annual benefits.

Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a lower annual fee.

For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

If you're deciding between the Delta SkyMiles® Gold American Express Card and Wells Fargo Autograph Journey, the Wells Fargo Autograph Journey is the better choice with -$45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.