Bank of America Premium Rewards Elite or Wells Fargo Autograph Journey?
Wells Fargo Autograph Journey returns $45 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS ELITE | WELLS FARGO AUTOGRAPH JOURNEY |
|---|---|---|
| 🌎Travel | $330 | $50 |
| Total credits | $480 | $50 |
| Annual fee | $550 | $95 |
| Net value | -$70 | -$45 |
You use travel.
Frequently asked questions
Which is better, Bank of America Premium Rewards Elite or Wells Fargo Autograph Journey?
The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Wells Fargo Autograph Journey wins by $25/year.
What's the difference between Bank of America Premium Rewards Elite and Wells Fargo Autograph Journey?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $455.
Which has a lower annual fee, Bank of America Premium Rewards Elite or Wells Fargo Autograph Journey?
The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.
Is the Wells Fargo Autograph Journey worth it compared to the Bank of America Premium Rewards Elite?
Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.
Bank of America vs Wells Fargo: which issuer is better?
For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Bank of America Premium Rewards Elite is better for travel with $330 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.
Should I get the Wells Fargo Autograph Journey?
If you're deciding between the Bank of America Premium Rewards Elite and Wells Fargo Autograph Journey, the Wells Fargo Autograph Journey is the better choice with -$45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE BANK OF AMERICA PREMIUM REWARDS ELITE COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve