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Bank of America Premium Rewards Elite or Wells Fargo Autograph Journey?
Wells Fargo Autograph Journey returns $45 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE-$70$480 credits
NET VALUE-$45$50 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS ELITE | WELLS FARGO AUTOGRAPH JOURNEY |
|---|---|---|
| 🌎Travel | $330 | $50 |
| Total credits | $480 | $50 |
| Annual fee | $550 | $95 |
| Net value | -$70 | -$45 |
BEST NET VALUE
TAKE THE BANK OF AMERICA PREMIUM REWARDS ELITE IF
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Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards Elite or Wells Fargo Autograph Journey?
The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Wells Fargo Autograph Journey wins by $25/year.
What's the difference between Bank of America Premium Rewards Elite and Wells Fargo Autograph Journey?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $455.
Which has a lower annual fee, Bank of America Premium Rewards Elite or Wells Fargo Autograph Journey?
The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.
Is the Wells Fargo Autograph Journey worth it compared to the Bank of America Premium Rewards Elite?
Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.
Bank of America vs Wells Fargo: which issuer is better?
For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Bank of America Premium Rewards Elite is better for travel with $330 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.