Skip to content
Credit Card Coups
COMPARE/AMEX HILTON HONORS ASPIRE VS BANK OF AMERICA PREMIUM REWARDS ELITE
FIRST CARD
SECOND CARD

American Express Hilton Honors Aspire or Bank of America Premium Rewards Elite?

American Express Hilton Honors Aspire returns $269 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.

American Express Hilton Honors Aspire
American Express Hilton Honors AspireAmerican Express · $550 fee · 3 credits
Bank of America Premium Rewards Elite
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
NET VALUE+$269$819 credits
NET VALUE-$70$480 credits
BEST NET VALUE
American Express Hilton Honors Aspire
AMERICAN EXPRESSAmerican Express Hilton Honors Aspire
FEE$550
CREDITS$819
NET+$269
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Annual Free Night
Hilton Spend Free Night
Bank of America Premium Rewards Elite
BANK OF AMERICABank of America Premium Rewards Elite
FEE$550
CREDITS$480
NET-$70
Category wins0 of 1
TAKE THE AMEX HILTON HONORS ASPIRE IF

You use travel.

Where to use each card

AMEX HILTON HONORS ASPIRE
🏨
Hilton Aspire Resort Credit Hotels328 LOCATIONS
Browse →
BANK OF AMERICA PREMIUM REWARDS ELITE

No partner maps yet

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, American Express Hilton Honors Aspire or Bank of America Premium Rewards Elite?

The American Express Hilton Honors Aspire is better with $269 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The American Express Hilton Honors Aspire wins by $339/year.

What's the difference between American Express Hilton Honors Aspire and Bank of America Premium Rewards Elite?

The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $819 in annual benefits, while American Express Hilton Honors Aspire has a $550 annual fee and $480 in annual benefits.

Is the American Express Hilton Honors Aspire worth it compared to the Bank of America Premium Rewards Elite?

Yes, the American Express Hilton Honors Aspire offers better value with $269 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a similar annual fee.

Amex vs Bank of America: which issuer is better?

For these specific cards, Amex's American Express Hilton Honors Aspire offers better value with $269 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The American Express Hilton Honors Aspire is better for travel with $819 in annual travel benefits compared to $330 for the Bank of America Premium Rewards Elite.

Should I get the American Express Hilton Honors Aspire?

If you're deciding between the American Express Hilton Honors Aspire and Bank of America Premium Rewards Elite, the American Express Hilton Honors Aspire is the better choice with $269 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX HILTON HONORS ASPIRE COMPARISONS

MORE BANK OF AMERICA PREMIUM REWARDS ELITE COMPARISONS