FIRST CARD
VSSECOND CARD
American Express Hilton Honors Aspire or Bank of America Premium Rewards Elite?
American Express Hilton Honors Aspire returns $289 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
American Express Hilton Honors AspireAmerican Express · $550 fee · 4 credits
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
NET VALUE+$289$839 credits
NET VALUE-$70$480 credits
| CATEGORY | HILTON HONORS ASPIRE | BANK OF AMERICA PREMIUM REWARDS ELITE |
|---|---|---|
| 🌎Travel | $809 | $330 |
| Hotel Free Night Certificates | — | |
| Lounge Access |
BEST NET VALUE
AMERICAN EXPRESSAmerican Express Hilton Honors Aspire
FEE$550
CREDITS$839
NET+$289
Category wins1 of 1
ADDITIONAL BENEFITS
LOUNGE ACCESS
TAKE THE AMEX HILTON HONORS ASPIRE IF
You use travel.
Where to use each card
AMEX HILTON HONORS ASPIRE
BANK OF AMERICA PREMIUM REWARDS ELITE
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Start tracking freeFrequently asked questions
Which is better, American Express Hilton Honors Aspire or Bank of America Premium Rewards Elite?
The American Express Hilton Honors Aspire is better with $289 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The American Express Hilton Honors Aspire wins by $359/year.
What's the difference between American Express Hilton Honors Aspire and Bank of America Premium Rewards Elite?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $839 in annual benefits, while American Express Hilton Honors Aspire has a $550 annual fee and $480 in annual benefits.
Is the American Express Hilton Honors Aspire worth it compared to the Bank of America Premium Rewards Elite?
Yes, the American Express Hilton Honors Aspire offers better value with $289 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a similar annual fee.
Amex vs Bank of America: which issuer is better?
For these specific cards, Amex's American Express Hilton Honors Aspire offers better value with $289 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The American Express Hilton Honors Aspire is better for travel with $809 in annual travel benefits compared to $330 for the Bank of America Premium Rewards Elite.
Should I get the American Express Hilton Honors Aspire?
If you're deciding between the American Express Hilton Honors Aspire and Bank of America Premium Rewards Elite, the American Express Hilton Honors Aspire is the better choice with $289 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.