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COMPARE/BANK OF AMERICA PREMIUM REWARDS ELITE VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD
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SECOND CARD

Bank of America Premium Rewards Elite or IHG One Rewards Premier Select Credit Card?

IHG One Rewards Premier Select Credit Card returns $30 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards Elite
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
NET VALUE-$70$480 credits
NET VALUE+$30$380 credits
Bank of America Premium Rewards Elite
BANK OF AMERICABank of America Premium Rewards Elite
FEE$550
CREDITS$480
NET-$70
Category wins0 of 1
BEST NET VALUE
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

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Frequently asked questions

Which is better, Bank of America Premium Rewards Elite or IHG One Rewards Premier Select Credit Card?

The IHG One Rewards Premier Select Credit Card is better with $30 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The IHG One Rewards Premier Select Credit Card wins by $100/year.

What's the difference between Bank of America Premium Rewards Elite and IHG One Rewards Premier Select Credit Card?

The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, Bank of America Premium Rewards Elite or IHG One Rewards Premier Select Credit Card?

The IHG One Rewards Premier Select Credit Card has a lower annual fee at $350 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.

Is the IHG One Rewards Premier Select Credit Card worth it compared to the Bank of America Premium Rewards Elite?

Yes, the IHG One Rewards Premier Select Credit Card offers better value with $30 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.

Bank of America vs Chase: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Select Credit Card offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the IHG One Rewards Premier Select Credit Card?

If you're deciding between the Bank of America Premium Rewards Elite and IHG One Rewards Premier Select Credit Card, the IHG One Rewards Premier Select Credit Card is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
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MORE BANK OF AMERICA PREMIUM REWARDS ELITE COMPARISONS

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS