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COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD
FIRST CARD
SECOND CARD

IHG One Rewards Business Credit Card or IHG One Rewards Premier Select Credit Card?

IHG One Rewards Premier Select Credit Card returns $30 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
NET VALUE-$70$130 credits
NET VALUE+$30$380 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

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Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or IHG One Rewards Premier Select Credit Card?

The IHG One Rewards Premier Select Credit Card is better with $30 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The IHG One Rewards Premier Select Credit Card wins by $100/year.

What's the difference between IHG One Rewards Business Credit Card and IHG One Rewards Premier Select Credit Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $150.

Which has a lower annual fee, IHG One Rewards Business Credit Card or IHG One Rewards Premier Select Credit Card?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Is the IHG One Rewards Premier Select Credit Card worth it compared to the IHG One Rewards Business Credit Card?

Yes, the IHG One Rewards Premier Select Credit Card offers better value with $30 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($350 vs $200), the IHG One Rewards Premier Select Credit Card provides more total benefits.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $100 for the IHG One Rewards Business Credit Card.

Should I get the IHG One Rewards Premier Select Credit Card?

If you're deciding between the IHG One Rewards Business Credit Card and IHG One Rewards Premier Select Credit Card, the IHG One Rewards Premier Select Credit Card is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS