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COMPARE/AMEX BUSINESS GOLD VS IHG ONE REWARDS BUSINESS CREDIT CARD
FIRST CARD
SECOND CARD

American Express Business Gold or IHG One Rewards Business Credit Card?

American Express Business Gold returns $482 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
NET VALUE+$482$857 credits
NET VALUE-$70$130 credits
BEST NET VALUE
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$857
NET+$482
Category wins3 of 4
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins1 of 4
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
TAKE THE AMEX BUSINESS GOLD IF

You use business, food & dining, lifestyle. Business and Food & Dining and Lifestyle alone are worth $1,097 here and nothing on the IHG One Rewards Business Credit Card.

TAKE THE IHG ONE REWARDS BUSINESS CREDIT CARD IF

You use travel. Travel alone is worth $100 here and nothing on the Amex Business Gold.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, American Express Business Gold or IHG One Rewards Business Credit Card?

The American Express Business Gold is better with $482 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The American Express Business Gold wins by $552/year.

What's the difference between American Express Business Gold and IHG One Rewards Business Credit Card?

The key differences: American Express Business Gold has a $375 annual fee and $857 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $175.

Which has a lower annual fee, American Express Business Gold or IHG One Rewards Business Credit Card?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the American Express Business Gold at $375. However, the American Express Business Gold offers $857 in total annual benefits.

Is the American Express Business Gold worth it compared to the IHG One Rewards Business Credit Card?

Yes, the American Express Business Gold offers better value with $482 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($375 vs $200), the American Express Business Gold provides more total benefits.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's American Express Business Gold offers better value with $482 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for business?

The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the IHG One Rewards Business Credit Card.

Should I get the American Express Business Gold?

If you're deciding between the American Express Business Gold and IHG One Rewards Business Credit Card, the American Express Business Gold is the better choice with $482 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
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Capital One Venture X-$65
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
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American Express Platinum+$2,111
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