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COMPARE/AMEX BUSINESS GOLD VS CAPITAL ONE VENTURE X
FIRST CARD
SECOND CARD

American Express Business Gold or Capital One Venture X?

American Express Business Gold returns $470 over its fee and Capital One Venture X returns $65, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
NET VALUE+$470$845 credits
NET VALUE-$65$330 credits
BEST NET VALUE
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$845
NET+$470
Category wins3 of 4
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins1 of 4
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
TAKE THE AMEX BUSINESS GOLD IF

You use business, food & dining, lifestyle. Business and Food & Dining and Lifestyle alone are worth $1,085 here and nothing on the Capital One Venture X.

TAKE THE CAPITAL ONE VENTURE X IF

You use travel. Travel alone is worth $300 here and nothing on the Amex Business Gold.

Where to use each card

AMEX BUSINESS GOLD

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CAPITAL ONE VENTURE X
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Airport Lounges48 LOCATIONS
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Frequently asked questions

Which is better, American Express Business Gold or Capital One Venture X?

The American Express Business Gold is better with $470 net annual value compared to the Capital One Venture X at -$65. The American Express Business Gold wins by $535/year.

What's the difference between American Express Business Gold and Capital One Venture X?

The key differences: Capital One Venture X has a $395 annual fee and $845 in annual benefits, while American Express Business Gold has a $375 annual fee and $330 in annual benefits. The annual fee difference is $20.

Which has a lower annual fee, American Express Business Gold or Capital One Venture X?

The American Express Business Gold has a lower annual fee at $375 compared to the Capital One Venture X at $395. However, the Capital One Venture X offers $330 in total annual benefits.

Is the American Express Business Gold worth it compared to the Capital One Venture X?

Yes, the American Express Business Gold offers better value with $470 net annual value compared to -$65 for the Capital One Venture X. It also has a lower annual fee.

Amex vs Capital One: which issuer is better?

For these specific cards, Amex's American Express Business Gold offers better value with $470 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for business?

The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the Capital One Venture X.

Should I get the American Express Business Gold?

If you're deciding between the American Express Business Gold and Capital One Venture X, the American Express Business Gold is the better choice with $470 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
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Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
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