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COMPARE/CAPITAL ONE VENTURE X VS UNITED BUSINESS CARD
FIRST CARD
SECOND CARD

Capital One Venture X or United Business Card?

United Business Card returns $291 over its fee and Capital One Venture X returns $65, so the fee difference comes down to which categories you use.

Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE-$65$330 credits
NET VALUE+$291$441 credits
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins1 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins2 of 3
TAKE THE CAPITAL ONE VENTURE X IF

You use travel.

TAKE THE UNITED BUSINESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Capital One Venture X.

Where to use each card

CAPITAL ONE VENTURE X
🛫
Airport Lounges48 LOCATIONS
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UNITED BUSINESS CARD

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Frequently asked questions

Which is better, Capital One Venture X or United Business Card?

The United Business Card is better with $291 net annual value compared to the Capital One Venture X at -$65. The United Business Card wins by $356/year.

What's the difference between Capital One Venture X and United Business Card?

The key differences: Capital One Venture X has a $395 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $330 in annual benefits. The annual fee difference is $245.

Which has a lower annual fee, Capital One Venture X or United Business Card?

The United Business Card has a lower annual fee at $150 compared to the Capital One Venture X at $395. However, the Capital One Venture X offers $330 in total annual benefits.

Is the United Business Card worth it compared to the Capital One Venture X?

Yes, the United Business Card offers better value with $291 net annual value compared to -$65 for the Capital One Venture X. It also has a lower annual fee.

Capital One vs Chase: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The United Business Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Capital One Venture X.

Should I get the United Business Card?

If you're deciding between the Capital One Venture X and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE CAPITAL ONE VENTURE X COMPARISONS

MORE UNITED BUSINESS CARD COMPARISONS