Chase
Business
United Business Card

United Business Card

Annual Fee: $150
Annual Value: $441
Net Value: $291

United Airlines business card with hotel, rideshare, Instacart, JSX, and FareLock credits.

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Benefits

Up to $100 in statement credits per cardmember year — $50 automatically applied to each of your first two prepaid hotel stays booked through United Hotels at united.com/hotels.

United Airlines
Airlines
Recommended
$8 / Month$96 / Year
View Details

Earn up to $12 back as a statement credit each month from January to November and up to $18 back in December when you pay for rideshare purchases. Maximum of $150 annually. Enrollment required each calendar year.

Where to Use

Uber
Transportation
Recommended
Lyft
Transportation
Recommended
Instacart Credits
Merchant Credit
$10 / Month$120 / Year
View Details

Receive two $10 credits per month in your Instacart account when you have an active Instacart+ membership. Credits available from 3/23/2025 through 12/31/2027. Requires complimentary Chase Instacart+ membership activation.

Instacart
Food Delivery
Recommended

Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.

JSX
Airlines
Recommended

Earn up to $50 in statement credits annually when you use your card for FareLock purchases on flights operated by United and United Express. FareLock allows you to hold a fare for a fee before purchasing.

United Airlines
Airlines
Recommended

Frequently Asked Questions

What is the United Business Card annual fee?

The United Business Card has an annual fee of $150. This is a business credit card.

Is the United Business Card worth it?

The United Business Card offers $441 in annual benefits with a $150 annual fee, for a net value of $291. It can be worth it if you use the key benefits like Instacart Credits, United Hotels Credit, JSX Credit.

What benefits does the United Business Card include?

The United Business Card includes 5 benefits, including Instacart Credits ($120/year), United Hotels Credit ($100/year), JSX Credit ($100/year), Rideshare Credit ($96/year), FareLock Credit ($25/year).

Can I get the United Business Card as a personal card?

The United Business Card is a business credit card. Check with Chase to see if there's a personal version of this card.