Is the United Business Card worth it?
5 credits worth $441 at face value against a $150 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$150
Statement and merchant credits5 OF 5 ON
SET ALL TOThen change any row.
United Hotels Credit$100 / Cardmember Year face
$/yr
Rideshare Credit$8 / Monthly face
$/yr
Instacart Credits$10 / Monthly face
$/yr
JSX Credit$100 / Cardmember Year face
$/yr
FareLock Credit$25 / Cardmember Year face
$/yr
Credits subtotal$397/yr
YOUR VERDICT
Credits at your values$397
Annual fee−$150
You come out ahead by$247
265% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face.