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COMPARE/BANK OF AMERICA PREMIUM REWARDS ELITE VS CAPITAL ONE VENTURE X
FIRST CARD
SECOND CARD

Bank of America Premium Rewards Elite or Capital One Venture X?

Capital One Venture X returns $65 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards Elite
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
NET VALUE-$70$480 credits
NET VALUE-$65$330 credits
Bank of America Premium Rewards Elite
BANK OF AMERICABank of America Premium Rewards Elite
FEE$550
CREDITS$480
NET-$70
Category wins1 of 1
BEST NET VALUE
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins0 of 1
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
TAKE THE BANK OF AMERICA PREMIUM REWARDS ELITE IF

You use travel.

Where to use each card

BANK OF AMERICA PREMIUM REWARDS ELITE

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CAPITAL ONE VENTURE X
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Airport Lounges48 LOCATIONS
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Frequently asked questions

Which is better, Bank of America Premium Rewards Elite or Capital One Venture X?

The Capital One Venture X is better with -$65 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Capital One Venture X wins by $5/year.

What's the difference between Bank of America Premium Rewards Elite and Capital One Venture X?

The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while Capital One Venture X has a $395 annual fee and $330 in annual benefits. The annual fee difference is $155.

Which has a lower annual fee, Bank of America Premium Rewards Elite or Capital One Venture X?

The Capital One Venture X has a lower annual fee at $395 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.

Is the Capital One Venture X worth it compared to the Bank of America Premium Rewards Elite?

Yes, the Capital One Venture X offers better value with -$65 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.

Bank of America vs Capital One: which issuer is better?

For these specific cards, Capital One's Capital One Venture X offers better value with -$65 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the Capital One Venture X?

If you're deciding between the Bank of America Premium Rewards Elite and Capital One Venture X, the Capital One Venture X is the better choice with -$65 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE BANK OF AMERICA PREMIUM REWARDS ELITE COMPARISONS

MORE CAPITAL ONE VENTURE X COMPARISONS