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Bank of America Premium Rewards Elite or Capital One Venture X?
Capital One Venture X returns $65 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
Capital One Venture XCapital One · $395 fee · 2 credits
NET VALUE-$70$480 credits
NET VALUE-$65$330 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS ELITE | CAPITAL ONE VENTURE X |
|---|---|---|
| 🌎Travel | $330 | $300 |
| Lounge Access | — | |
| Total credits | $480 | $330 |
| Annual fee |
BEST NET VALUE
TAKE THE BANK OF AMERICA PREMIUM REWARDS ELITE IF
You use travel.
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Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards Elite or Capital One Venture X?
The Capital One Venture X is better with -$65 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Capital One Venture X wins by $5/year.
What's the difference between Bank of America Premium Rewards Elite and Capital One Venture X?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while Capital One Venture X has a $395 annual fee and $330 in annual benefits. The annual fee difference is $155.
Which has a lower annual fee, Bank of America Premium Rewards Elite or Capital One Venture X?
The Capital One Venture X has a lower annual fee at $395 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.
Is the Capital One Venture X worth it compared to the Bank of America Premium Rewards Elite?
Yes, the Capital One Venture X offers better value with -$65 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.
Bank of America vs Capital One: which issuer is better?
For these specific cards, Capital One's Capital One Venture X offers better value with -$65 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Should I get the Capital One Venture X?
If you're deciding between the Bank of America Premium Rewards Elite and Capital One Venture X, the Capital One Venture X is the better choice with -$65 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.