FIRST CARD
VSSECOND CARD
Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards Elite?
Delta SkyMiles® Platinum American Express Card returns $40 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
NET VALUE+$40$390 credits
NET VALUE-$70$480 credits
| CATEGORY | DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD | BANK OF AMERICA PREMIUM REWARDS ELITE |
|---|---|---|
| 🌎Travel | $150 | $330 |
| 🍽️Food & Dining | $120 | — |
| 🚗Transportation | $120 | — |
| Total credits | $390 | $480 |
| Annual fee | $350 |
BEST NET VALUE
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins2 of 3
TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF
You use food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the Bank of America Premium Rewards Elite.
TAKE THE BANK OF AMERICA PREMIUM REWARDS ELITE IF
You use travel.
Where to use each card
DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
BANK OF AMERICA PREMIUM REWARDS ELITE
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Start tracking freeFrequently asked questions
Which is better, Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards Elite?
The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Delta SkyMiles® Platinum American Express Card wins by $110/year.
What's the difference between Delta SkyMiles® Platinum American Express Card and Bank of America Premium Rewards Elite?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits. The annual fee difference is $200.
Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or Bank of America Premium Rewards Elite?
The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.
Is the Delta SkyMiles® Platinum American Express Card worth it compared to the Bank of America Premium Rewards Elite?
Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.
Amex vs Bank of America: which issuer is better?
For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.