Delta SkyMiles® Platinum American Express Card or Delta SkyMiles Platinum Business?
Delta SkyMiles Platinum Business returns $90 over its fee and Delta SkyMiles® Platinum American Express Card returns $40, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD | DELTA SKYMILES PLATINUM BUSINESS |
|---|---|---|
| 🌎Travel | $150 | $200 |
| 🍽️Food & Dining | $120 | $120 |
| 🚗Transportation | $120 | $120 |
| Airline Companion Certificates | ||
| Total credits | $390 | $440 |
| Annual fee | $350 | $350 |
| Net value | +$40 | +$90 |


You use travel.
Where to use each card
Frequently asked questions
Which is better, Delta SkyMiles® Platinum American Express Card or Delta SkyMiles Platinum Business?
The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Delta SkyMiles Platinum Business wins by $50/year.
What's the difference between Delta SkyMiles® Platinum American Express Card and Delta SkyMiles Platinum Business?
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits.
Is the Delta SkyMiles Platinum Business worth it compared to the Delta SkyMiles® Platinum American Express Card?
Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a similar annual fee.
Should I get the Delta SkyMiles Platinum Business?
If you're deciding between the Delta SkyMiles® Platinum American Express Card and Delta SkyMiles Platinum Business, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE DELTA SKYMILES PLATINUM BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey