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Delta SkyMiles Platinum Business or Bank of America Premium Rewards?
Delta SkyMiles Platinum Business returns $90 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.
Delta SkyMiles Platinum BusinessAmerican Express · $350 fee · 3 credits
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
NET VALUE+$90$440 credits
NET VALUE+$30$125 credits
| CATEGORY | DELTA SKYMILES PLATINUM BUSINESS | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🌎Travel | $200 | $125 |
| 🍽️Food & Dining | $120 | — |
| 🚗Transportation | $120 | — |
| Total credits | $440 | $125 |
| Annual fee | $350 | $95 |
BEST NET VALUE
TAKE THE DELTA SKYMILES PLATINUM BUSINESS IF
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the Bank of America Premium Rewards.
Where to use each card
DELTA SKYMILES PLATINUM BUSINESS
BANK OF AMERICA PREMIUM REWARDS
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Start tracking freeFrequently asked questions
Which is better, Delta SkyMiles Platinum Business or Bank of America Premium Rewards?
The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the Bank of America Premium Rewards at $30. The Delta SkyMiles Platinum Business wins by $60/year.
What's the difference between Delta SkyMiles Platinum Business and Bank of America Premium Rewards?
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $255.
Which has a lower annual fee, Delta SkyMiles Platinum Business or Bank of America Premium Rewards?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.
Is the Delta SkyMiles Platinum Business worth it compared to the Bank of America Premium Rewards?
Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($350 vs $95), the Delta SkyMiles Platinum Business provides more total benefits.
Amex vs Bank of America: which issuer is better?
For these specific cards, Amex's Delta SkyMiles Platinum Business offers better value with $90 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The Delta SkyMiles Platinum Business is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards.