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Bank of America Premium Rewards
BANK OF AMERICAPERSONAL

Bank of America Premium Rewards

2 credits worth $125 at face value against an $95 annual fee.

UPDATED OCT 20262 CREDITS TRACKED
ANNUAL FEE
$95/ year
Credits at face value$125
Break-even76%
Track these credits free →

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All 2 credits, by how often they reset

Once a calendar year

1 CREDIT · $100 / YR
Airline Incidental Credit$100
$100
AUTO
Statement credit for qualifying airline purchases including seat upgrades, baggage fees, in-flight services, and airline lounge fees. Applied automatically.

How it compares

Frequently asked questions

What is the Bank of America Premium Rewards annual fee?

The Bank of America Premium Rewards has an annual fee of $95. This is a personal credit card.

Is the Bank of America Premium Rewards worth it?

The Bank of America Premium Rewards offers $125 in annual benefits with a $95 annual fee, for a net value of $30. It can be worth it if you use the key benefits like Airline Incidental Credit, Global Entry / TSA PreCheck Credit.

What benefits does the Bank of America Premium Rewards include?

The Bank of America Premium Rewards includes 2 benefits, including Airline Incidental Credit ($100/year), Global Entry / TSA PreCheck Credit ($25/year).

Who should get the Bank of America Premium Rewards?

The Bank of America Premium Rewards is ideal for people who spend on airlines, travel and can maximize the $125 in annual benefits to offset the $95 annual fee.