Airline Incidental Credit
Statement credit for qualifying airline purchases including seat upgrades, baggage fees, in-flight services, and airline lounge fees. Applied automatically.
Which cards have it: Bank of America Premium Rewards ($95 fee) and Bank of America Premium Rewards Elite ($550 fee).
How to claim it
- 1
Get a qualifying card including Bank of America Premium Rewards, Bank of America Premium Rewards Elite.
- 2
Make purchases that qualify for the Airline Incidental Credit. Check your card's terms for eligible merchants.
- 3
Your $100 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets each January. Unused credits don't roll over.
Cards that carry this credit
2 ACTIVE CARDS

Questions
How much is the Bank of America Airline Incidental Credit worth?
It depends on the card: $300 a calendar year on the Bank of America Premium Rewards Elite, $100 a calendar year on the Bank of America Premium Rewards.
Which credit cards come with the Airline Incidental Credit?
The Bank of America Airline Incidental Credit comes with 2 cards: Bank of America Premium Rewards ($95) and Bank of America Premium Rewards Elite ($550). The cheapest way to get it is the Bank of America Premium Rewards at $95 a year.
What can I use the Bank of America Airline Incidental Credit on?
Statement credit for qualifying airline purchases including seat upgrades, baggage fees, in-flight services, and airline lounge fees. Applied automatically.
When does the Bank of America Airline Incidental Credit reset?
It resets on January 1. Unused credit doesn't carry over.
Is the Bank of America Airline Incidental Credit worth it?
If you'd spend the full credit on these purchases anyway, it's worth its face value. If not, it's worth only what you would have spent.
Other airlines credits
Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.