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COMPARE/BANK OF AMERICA PREMIUM REWARDS VS UNITED QUEST
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Bank of America Premium Rewards or Chase United Quest?

Chase United Quest returns $456 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
Chase United Quest
Chase United QuestChase · $350 fee · 6 credits
NET VALUE+$30$125 credits
NET VALUE+$456$806 credits
Bank of America Premium Rewards
BANK OF AMERICABank of America Premium Rewards
FEE$95
CREDITS$125
NET+$30
Category wins0 of 3
BEST NET VALUE
Chase United Quest
CHASEChase United Quest
FEE$350
CREDITS$806
NET+$456
Category wins3 of 3
TAKE THE UNITED QUEST IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $276 here and nothing on the Bank of America Premium Rewards.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Bank of America Premium Rewards or Chase United Quest?

The Chase United Quest is better with $456 net annual value compared to the Bank of America Premium Rewards at $30. The Chase United Quest wins by $426/year.

What's the difference between Bank of America Premium Rewards and Chase United Quest?

The key differences: Chase United Quest has a $350 annual fee and $806 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $255.

Which has a lower annual fee, Bank of America Premium Rewards or Chase United Quest?

The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Chase United Quest at $350. However, the Chase United Quest offers $806 in total annual benefits.

Is the Chase United Quest worth it compared to the Bank of America Premium Rewards?

Yes, the Chase United Quest offers better value with $456 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($350 vs $95), the Chase United Quest provides more total benefits.

Bank of America vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Quest offers better value with $456 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Chase United Quest is better for travel with $500 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.

Should I get the Chase United Quest?

If you're deciding between the Bank of America Premium Rewards and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
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Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
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Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
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