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Bank of America Premium Rewards or Wells Fargo Autograph Journey?
Bank of America Premium Rewards returns $30 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$30$125 credits
NET VALUE-$45$50 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | WELLS FARGO AUTOGRAPH JOURNEY |
|---|---|---|
| 🌎Travel | $125 | $50 |
| Total credits | $125 | $50 |
| Annual fee | $95 | $95 |
| Net value | +$30 | -$45 |
BEST NET VALUE
TAKE THE BANK OF AMERICA PREMIUM REWARDS IF
You use travel.
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Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards or Wells Fargo Autograph Journey?
The Bank of America Premium Rewards is better with $30 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Bank of America Premium Rewards wins by $75/year.
What's the difference between Bank of America Premium Rewards and Wells Fargo Autograph Journey?
The key differences: Wells Fargo Autograph Journey has a $95 annual fee and $125 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $50 in annual benefits.
Is the Bank of America Premium Rewards worth it compared to the Wells Fargo Autograph Journey?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$45 for the Wells Fargo Autograph Journey. It also has a similar annual fee.
Bank of America vs Wells Fargo: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Bank of America Premium Rewards is better for travel with $125 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.
Should I get the Bank of America Premium Rewards?
If you're deciding between the Bank of America Premium Rewards and Wells Fargo Autograph Journey, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.