Bank of America Premium Rewards or Wells Fargo Autograph Journey?
Bank of America Premium Rewards returns $30 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | WELLS FARGO AUTOGRAPH JOURNEY |
|---|---|---|
| 🌎Travel | $125 | $50 |
| Total credits | $125 | $50 |
| Annual fee | $95 | $95 |
| Net value | +$30 | -$45 |
You use travel.
Frequently asked questions
Which is better, Bank of America Premium Rewards or Wells Fargo Autograph Journey?
The Bank of America Premium Rewards is better with $30 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Bank of America Premium Rewards wins by $75/year.
What's the difference between Bank of America Premium Rewards and Wells Fargo Autograph Journey?
The key differences: Wells Fargo Autograph Journey has a $95 annual fee and $125 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $50 in annual benefits.
Is the Bank of America Premium Rewards worth it compared to the Wells Fargo Autograph Journey?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$45 for the Wells Fargo Autograph Journey. It also has a similar annual fee.
Bank of America vs Wells Fargo: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Bank of America Premium Rewards is better for travel with $125 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.
Should I get the Bank of America Premium Rewards?
If you're deciding between the Bank of America Premium Rewards and Wells Fargo Autograph Journey, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve